BKU · BankUnited, Inc. Q2 FY2026 earnings call record财报电话会记录

“Additional information regarding these risks can be found in the company's annual report on Form 10-K for the year ended December 31st, 2025, and any subsequent quarterly report on Form 10-Q or current report on Form 8-K, which are available at the SEC's website.”

“Earnings came in at $0.97 a share, net income of about $71 million.”

“We just have to fight the battle on pricing and stay disciplined and not just put capital to work just to show volumes.”

“We are committed to getting to our targeted capital levels of CET1 in the mid-11% over time.”

“On the net interest income side, because of halfway through the year, given where we are, we're bringing the full-year down to 5%-6% growth.”

“Our volumes on NIDDA are expected to be a bit higher.”

“If you're going to deliver NIDDA growth in 12%, 13%, 14% range, you have to do that.”

“We had I think we disclosed in our Q last quarter, we had $13 million or so I think of deposit costs down and OpEx and a couple million dollar growth in that quarter-over-quarter due to volumes.”

“You could still land the plane on loan volumes, because we were sort of tracking behind in NII through midpoint of the year, you could only make up so much of that gap.”

“We expect to see good growth in that area, and I think in the smaller business lending teams spread out over 1,000 industries, we expect to see good growth.”

“1.76 weighted average debt service coverage, 65% loan to value.”

“Then utilize the buyback, maybe on page 15, you have $146 million.”