Verified call record已核验电话会记录 · 2026-10-20

EFX · Equifax Q3 FY2026 earnings call record财报电话会记录

Verbatim, receipt-bound excerpts from the earnings-call transcript. This is a source record, not a synthesized analysis or recommendation.来自财报电话会文字记录的原文、可追溯摘录。这是来源记录，不是综合分析或推荐。

Continue in Terminal在终端继续研究EFX

12 exact excerpts 条原文摘录 37 numeric receipts 个数值回执 B governed source tier 治理来源层级 Transcript present电话会文本已具备

The record记录内容

Call language, kept intact.电话会表述，保持原貌。

The excerpts below are selected from the source record under the bounded evidence policy. Wording is not paraphrased; numbers remain the exact spans captured from the call.以下摘录按受限证据策略从来源记录中选出。文字未被改写；数字保持电话会中捕获的精确片段。

guidanceperformancemarginsrisksq_and_a

“Given our strong ex-FICO third quarter EBITDA margin performance of up 130 basis points from operating leverage, cost management, and AI productivity, we are raising our full-year EBITDA margin guidance from up 75 basis points to up 100 basis points, or double our long-term framework of 50 basis points, despite the negative about $80 million impact on revenue from the weaker U.S.”

Mark Begor · CEOclaim_5bec355af4ca9388a8dedeeecae15770

Exact numeric spans精确数值片段130751005080 million

guidanceperformancemarginsrisksq_and_a

“As a result, we expect to deliver at the midpoint of our guidance, EBITDA of $2.125 billion and adjusted EPS of $8.50 per share within the guidance range we provided in July, but down slightly from the midpoint as our team offset the significant majority of the gross margin impact of the over $80 million of lower mortgage revenue versus our July guide.”

John Gamble · CFOclaim_5a252ebcbcac8f56b8209fbea249ea73

Exact numeric spans精确数值片段2.125 billion8.5080 million

Member evidence layer会员证据层

10 more verified excerpts continue below.条更多已核验摘录在下方继续。

You have the public source preview. Essential and Pro unlock the complete call record, every remaining numeric receipt, and the full audit table—without replacing source language with generated opinion.你正在阅读公开来源预览。Essential 与 Pro 可解锁完整电话会记录、全部剩余数值回执和完整审计表——不会用生成式观点替代来源原文。

Unlock full company intelligence解锁完整公司情报

2 public excerpts 条公开摘录10 member excerpts 条会员摘录37 total numeric receipts 个数值回执

Inspect the source receipts检查来源回执49 bound spans个已绑定片段

Each available row identifies the source body, transcript segment and byte span used to verify the visible text.每个可用行都标识用于核验可见文本的来源正文、电话会片段和字节范围。

Claim主张	Kind类型	Segment片段	Byte span字节范围	Text hash文本哈希
`claim_5bec355af4ca9388a8dedeeecae15770`	quote	26	240–622	`430c9a59ab69b9…`
`claim_e238ce6ef42e37791c5ffd273f1d911c`	numeric	26	311–314	`38d66d9692ac59…`
`claim_7bc0fe811fbaa7163d773857538b953a`	numeric	26	451–453	`f369cb89fc627e…`
`claim_63d0e56bd1423456299ec5cd705ee032`	numeric	26	473–476	`ad57366865126e…`
`claim_fc811d84045c6b34ee36e5959f5b8019`	numeric	26	528–530	`1a6562590ef19d…`
`claim_cbd6f8da870dbf60d76b40b87a85d425`	numeric	26	573–583	`72b55cf9e36052…`
`claim_5a252ebcbcac8f56b8209fbea249ea73`	quote	33	328–682	`956ecf02390e77…`
`claim_e5d936ca770b54088f0e8100e3de9629`	numeric	33	406–419	`71b02f16cbdde4…`
`claim_a34b7f92a20f8c04ad9675af6f253599`	numeric	33	441–445	`cfd2703a32a943…`
`claim_3e92e9611804267ca3c33e54ae5dad97`	numeric	33	623–633	`72b55cf9e36052…`