Verified call record已核验电话会记录 · 2026-07-21

PEBO · PEBO Q2 FY2026 earnings call record财报电话会记录

Verbatim, receipt-bound excerpts from the earnings-call transcript. This is a source record, not a synthesized analysis or recommendation.来自财报电话会文字记录的原文、可追溯摘录。这是来源记录，不是综合分析或推荐。

Continue in Terminal在终端继续研究PEBO

12 exact excerpts 条原文摘录 25 numeric receipts 个数值回执 B governed source tier 治理来源层级 Transcript present电话会文本已具备

The record记录内容

Call language, kept intact.电话会表述，保持原貌。

The excerpts below are selected from the source record under the bounded evidence policy. Wording is not paraphrased; numbers remain the exact spans captured from the call.以下摘录按受限证据策略从来源记录中选出。文字未被改写；数字保持电话会中捕获的精确片段。

guidancemarginsrisksq_and_a

“Moving on to our performance expectations for the full year of 2026, excluding the impact of non-core expenses and the planned merger, we expect to achieve positive operating leverage for 2026 compared to 2025.”

Tyler Wilcox · CEOclaim_a1a237f22808b3f880107019b25da3ea

Exact numeric spans精确数值片段20262026

guidancerisksq_and_a

“We anticipate a slight reduction in our net charge-offs for 2026 compared to 2025, which we expect to continue to positively impact provision for credit losses, excluding any changes in the economic forecasts.”

Tyler Wilcox · CEOclaim_ab7fc30977d9ed735a5fbdf16c5d40d1

Exact numeric spans精确数值片段20262025

Member evidence layer会员证据层

10 more verified excerpts continue below.条更多已核验摘录在下方继续。

You have the public source preview. Essential and Pro unlock the complete call record, every remaining numeric receipt, and the full audit table—without replacing source language with generated opinion.你正在阅读公开来源预览。Essential 与 Pro 可解锁完整电话会记录、全部剩余数值回执和完整审计表——不会用生成式观点替代来源原文。

Unlock full company intelligence解锁完整公司情报

2 public excerpts 条公开摘录10 member excerpts 条会员摘录25 total numeric receipts 个数值回执

Inspect the source receipts检查来源回执37 bound spans个已绑定片段

Each available row identifies the source body, transcript segment and byte span used to verify the visible text.每个可用行都标识用于核验可见文本的来源正文、电话会片段和字节范围。

Claim主张	Kind类型	Segment片段	Byte span字节范围	Text hash文本哈希
`claim_a1a237f22808b3f880107019b25da3ea`	quote	14	0–210	`76b4f914080989…`
`claim_99a4e7d9e5da63e26c2a3cf3796460fd`	numeric	14	63–67	`158a323a7ba448…`
`claim_cb6e57f9fa55408bf35ca7d5603cb750`	numeric	14	188–192	`158a323a7ba448…`
`claim_ab7fc30977d9ed735a5fbdf16c5d40d1`	quote	15	0–209	`9c5eeffb2602aa…`
`claim_5aeb1286706531c3e32fa072cc2f73a3`	numeric	15	60–64	`158a323a7ba448…`
`claim_c450c64e65b5f20e6e356e310d04bf2e`	numeric	15	77–81	`b2b2f104d32c63…`