Verified call record已核验电话会记录 ·

STBA · S&T Bancorp, Inc. Q2 FY2026 earnings call record财报电话会记录

Verbatim, receipt-bound excerpts from the earnings-call transcript. This is a source record, not a synthesized analysis or recommendation.来自财报电话会文字记录的原文、可追溯摘录。这是来源记录，不是综合分析或推荐。

Open ticker dossier打开个股档案STBA
12 exact excerpts 条原文摘录 16 numeric receipts 个数值回执 B governed source tier 治理来源层级 Transcript present电话会文本已具备
The record记录内容

Call language, kept intact.电话会表述，保持原貌。

The excerpts below are selected from the source record under the bounded evidence policy. Wording is not paraphrased; numbers remain the exact spans captured from the call.以下摘录按受限证据策略从来源记录中选出。文字未被改写；数字保持电话会中捕获的精确片段。

demandq_and_a
2
“Our financial performance is one important measure of that momentum, but we also continue to see it reflected in the strength of our customer relationships and the trust customers place in our company.”
Chris McComish · CEOclaim_6c65a3b0c919c82865445c54dda861d1
demandq_and_a
3
“This recognition is a timely reminder that our long-term success has been built on those same fundamentals, serving customers well, investing in our communities, and delivering value for our shareholders over time.”
Chris McComish · CEOclaim_346a50b53478ee696d4ffa4f9ded308d
capital_allocationq_and_a
5
“As you know, over the past three quarters, we've repurchased almost 3.2 million shares, representing 8% of outstanding shares, for a total of $133 million.”
Chris McComish · CEOclaim_f2aae967c75754764a78eef8265cbebe
Exact numeric spans精确数值片段3.2 million8%133
performanceq_and_a
7
“As Chris mentioned in referring to page four, total loans increased by $99 million during Q2, representing approximately 5% annualized growth, driving balances to over $8 billion.”
Dave Antolik · CEOclaim_dcf4b71b40fd4ccaf8ed755bb8f187fb
Exact numeric spans精确数值片段99 million5%8
demandq_and_a
8
“We saw encouraging signs from our C&I customer base, with revolving line utilization increasing from 41% to 44% quarter-over-quarter.”
Dave Antolik · CEOclaim_a8b8ac1d225f634ebe4040224acb4a9d
Exact numeric spans精确数值片段41%44%
performancedemandq_and_a
8
“At the same time, total C&I revolving commitments grew at 6% annualized, demonstrating continued demand from our customers along with increased banker productivity.”
Dave Antolik · CEOclaim_9e6170a0f35605f30e266a2eb84b3ede
Exact numeric spans精确数值片段6%
guidanceperformanceq_and_a
12
“Average loan balances were actually down in the second quarter due to the timing of the growth in the first half, but we expect average loan balance growth going forward.”
Mark Kochvar · CFOclaim_4443ce13959e24704f340346b60e9d16
guidanceq_and_a
14
“We expect to manage our 2026 non-interest expense year-over-year to around 3% increase, which implies a quarterly run rate of around $58 million.”
Mark Kochvar · CFOclaim_a8c85b4dd311fd3fcf6c0b0416dc437a
Exact numeric spans精确数值片段20263%58
capital_allocationq_and_a
14
“Again, for the quarter, we repurchased about 1.1 million shares, average price of $44.24, with a total of $47.6 million.”
Mark Kochvar · CFOclaim_88d8f302beb6179ef4273c0705870275
Exact numeric spans精确数值片段1.1 million44.2447.6
performancemarginsq_and_a
54
“You look at the operating leverage that we have right now, where we grew revenue, net interest income, close around 5% first six months of the year.”
Chris McComish · CEOclaim_d727931869e5129c49b53809ea7d3719
Exact numeric spans精确数值片段5%
risksq_and_a
58
“That pressure, that headwind from the permanent market is going to continue to be something that we're going to face throughout the balance of the year and certainly in the next year.”
Dave Antolik · CEOclaim_124f9c3af6e55c9634283796e8f26982
guidanceperformanceq_and_a
66
“All those things combined give us that outlook to our guidance of mid-single digit total loan growth for the balance of the year.”
Dave Antolik · CEOclaim_6acc1eeed6b4d9c315f652bc43fb3746
Inspect the source receipts检查来源回执28 bound spans个已绑定片段
Each row identifies the source body, transcript segment and byte span used to verify the visible text.每行标识用于核验可见文本的来源正文、电话会片段和字节范围。
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