A live archive of receipt-bound excerpts from company earnings calls. No generated thesis, no recommendation — just the recorded language, its source coordinates, and a direct path into the ticker dossier or live Terminal.来自公司财报电话会的可追溯摘录档案。没有生成式投资结论，也没有推荐——只有原始表述、来源坐标，以及进入个股档案或实时终端的直接入口。
Start free in Terminal免费开始使用终端50 verified call records份已核验电话会记录 · 600 exact facts条精确事实 · 2026-09-07 → 2026-09-13
Browse the full archive page by page. Search on this page by ticker, period, category, or speaker; every card preview is a verbatim call excerpt.分页浏览完整档案。在本页按代码、期间、分类或发言人搜索；每张卡片预览均为电话会原文摘录。
Showing records 2497–2592 of 5581.显示第 2497–2592 条，共 5581 条。
“For me, this is a unique chance, which first of all, will hopefully end up in the next 12 months in an acceleration of our AI cloud revenue, but second, then also in very healthy cost margins going forward.”
“Our updated gross margin guidance of 48.5%-50% reflects tailwinds from positive pricing, favorable product mix, productivity savings, and lower shortfall fees, with headwinds from tariffs and commodity inflation.”
“With respect to operating profit, we now expect growth between $550 million and $625 million versus 2025, up from our prior expectation of between $425 million and $525 million, driven by drop-through on increased sales volume and ongoing cost-reduction initiatives.”
“In addition, we're raising our full-year revenue growth outlook, with total revenue now expected to be north of 8% and organic growth expected to be in the 6% range.”
“Brands that generate customers through relationship-based channels like direct sales, door-to-door models, and relationships with home builders delivered organic growth above our targeted 7%-8% range for the quarter.”
“We think that positions us well going into the 1/1/2027 renewal, which again, as we mentioned earlier, we expect that there'll still be quite a bit of supply coming into the market and some rate pressure.”
“For Q3 2026, we expect subscription revenue of $643 million-$649 million, total revenue of $664 million-$670 million, GAAP operating margin of 7.2%-8.6%, up 310 basis points year-over-year.”
“It makes me think that you're pretty optimistic about those two pieces in terms of growth going forward without much of an impact possibly on your margins.”
“Our midpoint revenue guidance for the third quarter reflects year-over-year growth of 3% for Talent Solutions and 6% lower revenues for Protiviti.”
“Coming out of a year with increased sales, new products, increased customer base, and new technology partners, and a 24.8% increase in the combined backlog of the two SBUs, we believe FY 2027 will be another year of growth for both PMT and GES.”
“Turning to our outlook on page 14, we've raised our full year 2026 comparable EPS forecast by increasing the low end of the range to $14.40 from $14.05, while maintaining the high end at $14.80.”
“This outlook reflects our disciplined approach to expense management under our 9-6-5 strategic model, which is designed to keep annual non-interest expense growth below 5%, driving operating leverage, improving efficiency, and enhancing profitability.”
“The impact of growth as you get further along, actually, the relative impact diminishes because when your starting point of the margin is closer to 330, which we say is the incremental margin of the growth, then that impact of the future growth is less on the margin.”
“Looking at the paper segment, EBITDA, excluding special items in the second quarter, was $39 million, with sales of $157 million, or a 24.9% margin, compared to the second quarter of 2025's EBITDA of $30 million and sales of $146 million, or a 20.8% margin.”
“We're committed to achieving our path to flat, targeting 0%-3% annual customer bill growth.”
“Just a little more color on what's happening there, is it a seasonal Q2 thing, or should we expect ongoing impact in some future quarters?”
“Based on our sales funnel, we anticipate additional awards in the third and fourth quarters, reinforcing our expectation that backlog will improve in the second half of the year and meet our full-year book-to-bill guidance of 0.9 to 1.0.”
“You saw, if you look at our average cash balances, they declined about $400 million during the quarter, which was a pretty meaningful positive impact to net interest margin.”
“Based on the strength of our commercial performance in Q2, we're updating our full year revenue guidance to a range of $710 million-$725 million, representing 8%-11% growth.”
“In addition, the company's AFFO per share guidance range now includes $0.05-$0.08 per share of estimated dilution, or 3.6 million-5.9 million shares for the full year, due to the impact of the company's outstanding forward equity calculated in accordance with the treasury stock method.”
“To summarize our financial results on slide 16, despite the cost headwinds we faced, higher fuel prices, inflationary pressures, and volumetric expenses, we drove a 5% increase in operating income.”
“Looking at the full year, we continue to expect technology standards to deliver a similar level of sales and profitability as in 2025.”
“As we've noted in our materials, for every $10 per bbl change in the price of oil, you'll see on a full year basis about a $60 million impact.”
“Operating expense was $641 million, up 10%, leading to an operating margin of 57% and an EBITDA margin of 60%, both up 2 percentage points over the prior year period.”
“We expect third quarter GAAP gross margin to be approximately 57%-60%, and non-GAAP gross margin to be in the range of 58.5% and 61.5% of revenue.”
“We have increased our full year 2026 adjusted earnings guidance by $0.25 to at least $5.25 per share.”
“Year-to-date EBITDA margin of 21.4% was flat compared to the prior year period, as the impact of higher reimbursable costs was offset primarily by lower employee-related costs.”
“Turning to full-year guidance, we are increasing the full-year revenue outlook to $1.995 billion at midpoint and tightening the range, implying 4%-7% revenue growth across the range.”
“Even with an estimated year-to-date fuel headwind of approximately $1.33 per share, Southwest remains positioned to generate earnings that are broadly in line with our guidance at the beginning of the year and represent significant earnings growth and margin expansion, underscoring the resiliency of our business model.”
“Metals billings during the quarter continued to ramp up, especially in June and now July, reflecting both activity from our small demonstration facilities together, plus deferred revenue associated with the growing customer and sales collection.”
“Margins are pegged modestly lower than our prior guidance as we scale up new contracts in F-35 production, expand sustainment work, and absorb the F-16 and C-130 challenges we realized in Q1.”
“Do you think that demand if oil prices stay where they are now and just the outlook stays robust, do you think we could return to the days of take or pay contracts for equipment like digiPrime in 2027?”
“Without including revenue or expense synergies, as we said in the announcement, we expect this acquisition to be accretive to earnings in 2027 and thereafter, with clear potential for further upside.”
“With a very healthy backlog of existing orders, strong secular trends in the markets we serve, and accelerating book-to-bill, we now expect our revenue growth in 2026 to be between 10% and 12%, well above the high end of our organic revenue growth target of 4% to 6% that we provided at our Investor Day in May of last year.”
“Risk-weighted assets, RWA, recorded approximately KRW 370 trillion, up 1.1% QOQ, but remains well within our projected RWA annual growth target.”
“For the full-year of 2026, we now expect free cash flow to be in the range of $150 million-$175 million, subject to metal price movement and its impact on working capital.”
“Primarily, the majority of our sales internationally are on an FOB basis, which helps us then enhance our own margins internally, giving also a lower price to the customer, which they can enhance their margin as a customer and also then have a lower price for the consumer, which gives them a great price point to have.”
“With encouraging external customer progress and increased demand for our internal products, we remain on track for 14A risk production for our internal products in the second half of 2027, and we make the decision in Q2 to fully commit to high volume ramp in 2028.”
“Q1 revenues growth was lower than our expectations, mainly due to one-off 50 basis point impact on account of program termination by an EURS client during the quarter.”
“However, our multiple drivers of revenue, combined with operating leverage, resulted in an adjusted EBITDA margin comfortably above our full-year guidance of mid-40s margin and strong EPS growth of 65% year-over-year.”
“On a linked-quarter basis, our second quarter 2026 Net Interest Margin was positively impacted by three factors.”
“Turning to guidance, after considering operating conditions, recent industry trends, retail performance, and other relevant factors, we are reaffirming our fiscal 2026 expectation for adjusted EBITDA for the year to be in the range of $110 million-$125 million, and adjusted net income to be in the range of approximately $0.40-$0.95 per diluted share.”
“We also expanded segment margin by 100 basis points, overcoming significant cost inflation headwinds and unfavorable mix through a combination of productivity and volume leverage.”
“Also on the plus side of 2027, some of the targets you've given for 2027, you're kind of already hitting here in Q2 in terms of the motor company EBITDA margin and the growth margin for the motor company.”
“The net interest margin increased to 3.99% from 3.96% in the prior quarter and from 3.51% in the second quarter of 2025.”
“As we impact the H1 of 2026 performance, we are pleased with our practical approach to balance sheet growth with year-to-date deposit growth of approximately 5% annualized, coupled with quality lending growth of approximately 4% annualized, led by a strong commercial loan performance of 5.7% annualized in the Q2.”
“By my calculus, it'll imply low teens year-over-year growth in terms of that trended Q4 level into the full year 2027 earnings per share, which is well within the current earnings growth trend we've got.”
“Our results for the second quarter reflect both of these dynamics, as we increased our annualized base rent by 15%, grew our AFFO per share by 5.1%, and increased our full year 2026 earnings guidance for the second time this year.”
“We anticipate recent favorable trends will continue through 2026 for the full year, normalized life underwriting margin as a percent of premium, which excludes the impact of the third quarter assumption update between 41%-42% at the midpoint of our guidance.”
“Operating expenses were essentially flat in the quarter, despite inflationary pressures and the addition of acquired businesses, reflecting continued cost management, which drove an operating earning increase of 11% and an operating margin rate of 30% of sales, compared to 26% in the prior year quarter.”
“We are narrowing our range for net interest income to $1.12 billion-$1.135 billion and adjusting our full year loan growth to low single digits.”
“Net interest margin contracted by seven basis points quarter-over-quarter to 363, reflecting that strong quarter-over-quarter growth in net interest income was primarily volume driven, as rapid balance sheet expansion modestly diluted the overall yield in earning assets.”
“Strong revenue growth, along with disciplined expense management, resulted in overall pre-tax, pre-provision earnings of $84.6 million, increasing $5.9 million over prior quarter and generating 2% positive operating leverage.”
“On the strength of that leasing, we increased our FFO guidance midpoint by $0.02 per share.”
“To 2027, we expect annual copper sales to increase by more than 20% compared with 2026, and gold volumes to increase by more than 50%, with additional growth projected in 2028 for both copper and gold.”
“We reaffirm our full-year guidance of $181 billion-$186 billion, accounting for the BMO branch acquisition and targeted deposit growth.”
“Purchase revenue was up 2% during the quarter due to a 6% increase in average revenue per order, partially offset by a 3% decline in closed orders, which reflects the continued weakness in home sale activity.”
“Our updated 2026 sales guidance is 10%-11% for the company, with strong earnings leverage and operating margin expansion.”
“Further, our margin was negatively impacted by approximately 10 basis points due to elevated interest-earning cash balances funded by our core deposit franchise.”
“Pricing in our forward pipeline continues to produce cap rates in the mid to high 7% range, and with over $1 billion of closed plus identified opportunities year-to-date, we are well positioned to execute on our increased full year investment guidance range of $1.2 billion-$1.5 billion.”
“For the full year, we now expect revenue growth of 20%-25% compared to the full year of 2025, with continued operating leverage full year 2026 adjusted EPS growth of 30%-35%.”
“In the core portfolio, we project the following full year growth rate ranges: 3.9%-4.9% for core revenues, 1.6%-2.6% for core expenses, and 5.5%-6.5% for core NOI.”
“Looking ahead to the remainder of the year, we increased the midpoint of our 2026 FFO guidance by $0.03 to $9.59 per share, which represents a 6.8% increase over 2025 actual results.”
“Year to date, pre-provision net revenue to average assets was approximately 109 basis points, an improvement from 2025 and a step towards our intermediate target of roughly 150 basis points.”
“Yeah, I think really the only material growth that we expect in the back half is maybe just a $1 million to $2 million per quarter step-up in deposit costs running through non-interest expense.”
“We delivered record 0-1 MW plus interconnection bookings and generated strong hyperscale leasing in the quarter that continued into July, which drove our backlog to a new all-time high, de-risking future growth.”
“Lisa, just to reaffirm what Jim said, in terms of our guidance for the year, we're still assuming for the full year that there's a 30 basis point impact on revenue from the ACA exchange subsidy expiration.”
“In terms of our first quarter performance relative to the expectations we shared in May, favorable gross margin was the primary driver of our $0.07 EPS beat relative to the high end of our guidance, which is incorporated in our updated full year outlook.”
“In the near to medium term, we expect to operate with a CET1 ratio between 11.25%-11.5%, which gives us room for both organic growth as well as buybacks.”
“For the full year, just to clarify for everyone, we had initially estimated that the net revenue impact from HIX disenrollment would be between $90 million and $110 million, and the Adjusted EBITDA impact would be between $20 million and $30 million.”
“The low single-digit increase guidance implies a 4% growth in the second semester with a negative impact of around $20 million.”
“Our current outlook continues to align with our stated objectives of achieving EPS accretion of 13% or greater in 2027, while generating a return on average assets of 1.50% and a return on tangible common equity of 17%.”
“We expect 2026 gross margins to improve from 2025 levels as we benefit from the removal and now refund of tariffs, the branded price taken in 2025, and favorable full-year ocean freight rates, partially offset by impacts from cost of goods inflation and adverse product mix.”
“Notwithstanding what I just laid out, I'm going to be conservative here by maintaining our previous quarter's guidance of year-end spot margin of 3.50%, as deposit costs, not unexpectedly, have begun to rise, partially offsetting the improvements from loan repricing.”
“The primary drivers of this increase were a $500,000 increase in service charges, which were related to increased fees from our business customers and increased overdraft fees generated from retail accounts, a $1.7 million increase in net gains on the sale of mortgage loans and leases related to increased sales volume on both loans and leases, coupled with more favorable pricing.”
“While we previously expected loan growth to track towards the lower end of our 8%-12% target, our commitment to disciplined pricing and strong underwriting standards means near-term growth could land slightly below our eight percent threshold.”
“Our full-year capital expenditure estimate includes about $250 million in maintenance capital, $75 million in incremental hotel capital associated with our Orleans hotel remodel, which is on track to be completed by the end of this year, $50 million in growth capital, primarily related to completing Cadence Crossing Casino and the design and pre-construction efforts related to our Par-A-Dice project.”
“Three of these funds hit their hard cap so far in 2026, with excess demand in opportunistic private credit, life sciences, and Asia private equity, and we expect our new private equity energy transition flagship to hit its hard cap soon as well.”
“On the next slide, we can see how our revenue mix continues to evolve as BeFra becomes a more diversified consumer products platform, with Tupperware already contributing 10.8% of the quarter's revenue, while we expect it to contribute almost 1/3 going forward.”
“We now expect loan growth of 5%-7%, and we are raising our full year net interest income outlook to a range of $115 million-$117 million.”
“Non-interest income increased by $15 million to $181 million and was above our guidance range.”
“Our GAAP reported second quarter net interest margin increased eight basis points linked quarter to 3.73%, while the non-GAAP core net interest margin, excluding any purchase accounting accretion, increased eight basis points as well from 3.60%-3.68% for the quarter ended June 30.”
“Given our results to date, we now expect full-year 2026 average credit card and other loan growth to be up low to mid-single digits compared to 2025 versus our prior guidance of low single digits.”
“As Jerry touched on, we have increased our sales target to $305 million with $208 million already closed and two properties expected to close during the third quarter.”
“Net interest income increased $3.6 million from the prior quarter due to a combination of a 2-basis-point increase in the tax equivalent net interest margin and average earning assets increasing $129 million.”
“Through the first half of 2026, our organic customer household growth has held above 2% on an annualized basis, trending ahead of the 2% target we set for ourselves at the beginning of the year.”
“Firmer inflation, a more hawkish Fed, and a sustained rise in volatility could prompt investors to demand greater compensation for mortgage risk, pushing spreads and yields wider.”
“Product net sales for the second quarter were $1.5 billion, representing 60% year-over-year growth and 17% quarter-over-quarter growth.”
“We are raising our full-year revenue guidance to a range of $1.117 billion-$1.127 billion, lifting the midpoint growth rate to 18.0%, fueled by premium tier adoption, growth in new business units, and increasing adoption of our products and services, including agentic AI performers and resident services.”
“Building off our stable organic growth trends, we have selectively adjusted our programs to grow inorganically net new assets that generate profitability in both a risk-on or risk-off environment to improve our trajectory going forward.”
“In the Americas, revenue in the second quarter increased by 21% to just above $1 billion, principally reflecting the pass-through of higher input cost to customers, including the impact of higher metal costs and freight cost pass-throughs, partly offset by lower shipments.”
“For core pre-tax, pre-provision earnings, we are increasing our outlook from the prior high-end target of $185 million to a new range of $188 million-$190 million.”
“With respect to our full year, we're raising our reported revenue outlook to 7.5%-8.5%, and our outlook for organic revenue growth to 3.5%-4.5% based on stronger expected demand in the Americas, partially offset by weaker international demand.”
“Identical sales are now expected to be in the range of -0.5% to -1.5% or 0% to 1%, excluding the 150 basis point expected full-year headwind from the pharmacy IRA.”
“Even against an expected nearly $6 billion year-over-year fuel headwind, we anticipate full-year adjusted earnings to be breakeven at the midpoint of our guidance range.”
“We anticipate our net interest margin for the remainder of the year to be relatively consistent to the second quarter around that 3.60% range, as we expect loan growth in the back half of the year to accelerate and initially outpace deposit growth, requiring a blend of higher cost wholesale funding mixed with lower cost deposits.”
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