Stocks股票 / Financials / PNC
PNC Financial Services · Financials
PNC US listed · USD美股 · 美元
The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania.PNC金融服务集团是一家美国银行控股公司和金融服务公司，总部位于宾夕法尼亚州匹兹堡。
Large cap大盘 · $101B
Financial金融股
Financials
S&P 500标普500
$250.14
-$2.72 · -1.08%
52w low52周低 $174high高 $256
Constructive — building a base建设性 — 正在筑底
The bottoming setup is not yet confirmed (price still below the 10-day average) and oscillators are already extended/overbought — not a safe entry. Wait for…筑底形态尚未确认（价格仍位于 10 日均线下方），且摆动指标已过热——此处入场风险较高。等待价格收复 10 日均线且动量趋于稳定后再考虑建仓。
Engine read引擎解读 · 2026-07-21
Price chart价格图表
daily · interactive日线 · 可交互
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Candles, volume and moving averages — pan and zoom inside the chart.蜡烛图、成交量与均线 — 图内可缩放拖动。
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Technicals技术面
daily bars日线数据 · 2026-07-21Short-term Rising TrendLong-term Rising Trend
Momentum (RSI 14)动量（RSI 14）
58
Neutral zone中性区域
vs 50-day average相对50日均线
+7.4% above上方
Uptrend intact趋势完好
vs 200-day average相对200日均线
+17.8% above上方
Long trend up长期向上
Trend strength (ADX)趋势强度（ADX）
37
Strong trend趋势强劲
Volatility波动率
44th percentile第44百分位
These readings feed the stance at the top — one source per number, refreshed nightly.以上读数构成页首的引擎立场 — 每个数字只有一个来源，每晚更新。
Earnings财务业绩
next report下次财报 2026-07-15Estimates being cut预期下调
Post-earnings drift: -10.4% (20d)财报后漂移：-10.4%（20日）
Valuation估值
Roughly fair vs sector相对行业估值合理| Multiple指标 | PNC | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (forward)市盈率（预测） | 11.7x | — | — |
| P/B市净率 | 1.67x | 1.51 | |
| P/S市销率 | 4.37x | 2.84 | |
| Shareholder yield股东收益率 | 3.94% | 3.94 |
"Cheaper than" = share of sector peers trading richer on that multiple.「相对便宜」= 行业中该指标估值更高的同行占比。
Financials财务数据
fiscal years财年Revenue营业收入
5-yr growth5年复合增速 6.4%
Earnings per share每股收益
5-yr growth5年复合增速 -0.4%
FCF margin自由现金流利润率
19.0%
Balance-sheet quality财务体质 5/6
Clean稳健
Capital allocation资本配置
Buybacks (TTM)回购（TTM）$1.3B
Share count change (1y)股数变化（1年）+1.9%
Why is it moving为何波动
6 checks · nightly六项检查 · 每晚
Sector / Theme行业/主题
Regional Banks theme — #5 of 46 themes「区域银行」主题 — 46 个主题中第 5 位
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Insider cluster activity内部人集中交易
Technical技术面
PNC made a new 52-week highPNC 创52周新高
Options positioning期权持仓
as of last close截至上一收盘Market makers are net long gamma — price pinned near current level做市商净持有正伽玛，价格倾向于在当前水平附近震荡
Expected daily move预期日波动
±1.55%
Expected weekly move预期周波动
±3.48%
Gamma flip伽玛翻转位
$220
25d risk reversal25d风险逆转
-2.1%
Flow:资金流向： $18M premium traded; 15% 0DTE; 39 fresh positions; P/C 0.13; net new PUT positioning (defensive / hedging) (ΔOI +4,734); ~leans bullish (direction approx)成交权利金 $18M；0DTE占15%；39个新建仓；看跌看涨比 0.13；净新增看跌持仓（防御/对冲）（ΔOI +4,734）；≈偏看涨（方向近似）
Skew: balanced偏斜：balanced
Call and put walls are plotted on the Trade levels ladder →看涨/看跌期权墙已标注在「交易点位」阶梯上 →
Ownership & smart money持仓与聪明钱
13FInsider activity:内部人动向： -$15.2M net (0 buyers, 6 sellers)-$15.2M 净值（0 买家，6 卖家）
Concentrated ownership集中持仓
| Fund基金 | Grade评级 | Latest move最新动作 | % of book组合占比 | As of截至 |
|---|---|---|---|---|
| Viking Global (Halvorsen) | B | trimtrim | 1.8% | 2026-03-31 |
| Basswood Capital Management | B | trimtrim | 1.1% | 2026-03-31 |
Signal history信号历史
engine events引擎事件
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP. Buyers rejected the 2026-06-15 low (swing low printed) but price hasn't reclaimed its 10-day average — first box ticked, not all买入预备。买方拒绝了 2026-06-15 的低点（摆动低点已现），但价格尚未收复 10 日均线——第一项条件达成，并非全部
Jul 15, 2026
PNC made a new 52-week highPNC 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $254.15.价格创出52周新高 — 全市场关注的动量/趋势极值。$254.15。
Jul 14, 2026
PNC daily MACD crossed downPNC 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $251.88.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$251.88。
Jul 9, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 8, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 6, 2026
PNC made a new 52-week highPNC 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $253.18.价格创出52周新高 — 全市场关注的动量/趋势极值。$253.18。
Jul 1, 2026
PNC made a new 52-week highPNC 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $251.62.价格创出52周新高 — 全市场关注的动量/趋势极值。$251.62。
Jun 29, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jun 29, 2026
PNC made a new 52-week highPNC 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $246.73.价格创出52周新高 — 全市场关注的动量/趋势极值。$246.73。
Showing the last 15 of显示最近15条，共 4014 signals条信号
Company profile公司档案
The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania.PNC金融服务集团是一家美国银行控股公司和金融服务公司，总部位于宾夕法尼亚州匹兹堡。
Style DNA — how it trades vs the market风格基因 — 相对市场的交易特征
Value价值
Below market低于市场
Investment资本投入
Below market低于市场
Shareholder payout股东回报
Below market低于市场
Low volatility低波动
Above market高于市场
Low market beta低市场敏感度
Below market低于市场
Short interest空头兴趣
Below market低于市场
The whole US universe — S&P 1500 and Russell 2000 — read nightly.覆盖标普1500与罗素2000全部成分股 — 每晚更新解读。
Signals, options positioning, smart-money moves and factor DNA — the same engine that wrote this page covers 2,700+ US stocks.信号、期权持仓、聪明钱动向与因子基因 — 撰写本页的引擎覆盖2700多只美股。
Statistics — full detail统计数据 — 完整明细
Valuation vs sector估值对比行业
| Multiple指标 | This stock本股 | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (forward)市盈率（预测） | 11.7× | — | — |
| Price / Book市净率 | 1.7× | 1.5× | 44% |
| Price / Sales市销率 | 4.4× | 2.8× | 33% |
| Free-cash-flow yield自由现金流收益率 | 4.3% | 8.2% | 18% |
| Shareholder yield股东综合回报率 | 3.9% | 3.9% | 50% |
Relative strength相对强度
vs market, 1 month相对大盘（1个月）
67/100 — middle of the pack居中
vs market, 3 months相对大盘（3个月）
64/100 — middle of the pack居中
vs market, 6 months相对大盘（6个月）
66/100 — middle of the pack居中
vs market, 12 months相对大盘（12个月）
61/100 — middle of the pack居中
Rank in sector行业内排名
#88 / 252
0–100 percentile of total return vs all covered stocks.总回报在全部覆盖股票中的百分位（0–100）。
Price history价格历史
| Period周期 | This stock本股 | S&P 500标普500 |
|---|---|---|
| 1 Week近1周 | -1.1% | -0.9% |
| 1 Month近1月 | +7.8% | -0.6% |
| 3 Months近3月 | +9.7% | +5.4% |
| 6 Months近6月 | +11.8% | +8.6% |
| Year to date年初至今 | +20.1% | +8.9% |
| 1 Year近1年 | +30.4% | +19.2% |
| 3 Years近3年 | +106.5% | +69.9% |
| 5 Years近5年 | +61.3% | +82.2% |
Trading information交易信息
Beta vs market贝塔
0.63
Volatility rank波动率分位
44th pctile
Short interest空头占比
1.9% of float
Market cap市值
$101B
Dividend yield股息率
3.16%
Off 52-week high距52周高点
-2.0%
Volume vs normal成交量相对平常
1.0×
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Financials — full detail财务数据 — 完整明细
Multi-year record多年财务记录
| 20202020 | 20212021 | 20222022 | 20232023 | 20242024 | 20252025 | |
|---|---|---|---|---|---|---|
| Revenue营业收入 | $16.9B | $19.2B | $21.1B | $21.5B | $21.6B | $23.1B |
| EPS每股收益 | $16.96 | $12.70 | $13.85 | $12.79 | $13.74 | $16.59 |
| Free cash flow自由现金流 | — | — | — | — | — | — |
| Gross margin毛利率 | — | — | — | — | — | — |
| Net margin净利率 | 44.7% | 29.8% | 28.9% | 26.3% | 27.6% | 30.3% |
| FCF margin自由现金流利润率 | — | — | — | — | — | — |
Latest fiscal year最近财年
Revenue (FY)营业收入（财年）
$23.1B
Operating cash flow经营现金流
$4.4B
Total assets总资产
$573.6B
Shareholder equity股东权益
$60.6B
Dividends paid股息支出
$2.6B
Buybacks股票回购
$1.3B
Shares outstanding总股本
0.40B
Returns & growth回报与增长
Revenue growth营收增速
+23.6%
Asset growth资产增速
+2.4%
Accounting quality checks会计质量检查
- Earnings quality: accruals near the peer median盈利质量：应计利润接近同业中位
- Capital discipline: investment near the peer median资本纪律：投资力度接近同业中位
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Technicals — full detail技术面 — 完整明细
Indicator readings指标读数
RSI (14-day)RSI（14日）
58
RSI (2-day)RSI（2日）
14
Trend strength (ADX)趋势强度（ADX）
37
Average daily range平均日波幅
2.0%
vs 20-day average相对20日均线
+0.6%
vs 50-day average相对50日均线
+7.4%
vs 200-day average相对200日均线
+17.8%
Golden cross (50>200)金叉（50>200）
in effect生效中
MACDMACD
below signal位于信号线下方
Timeframe alignment多周期共振
Daily日线
momentum down动能向下
3-day3日线
momentum up动能向上
Weekly周线
momentum up动能向上
Monthly月线
momentum up动能向上
When daily through monthly point the same way, moves carry further.当日线到月线方向一致时，行情往往更有延续性。
Volatility regime波动状态
Range width percentile波幅宽度分位
43/100
All tracked signals全部跟踪信号
| Signal信号 | State状态 | Age距今 |
|---|---|---|
| Golden Cross (7/35) | quiet静默 | 45d |
| Golden Cross (21/100) | quiet静默 | 88d |
| Golden Cross (50/200) | quiet静默 | 357d |
| Death Cross (7/35) | quiet静默 | 64d |
| Death Cross (21/100) | quiet静默 | 114d |
| Death Cross (50/200) | quiet静默 | 465d |
| MA Buy (7) | quiet静默 | 8d |
| MA Buy (21) | quiet静默 | 45d |
| MA Buy (35) | quiet静默 | 43d |
| MA Buy (100) | quiet静默 | 45d |
| MA Sell (7) | quiet静默 | 9d |
| MA Sell (21) | quiet静默 | 46d |
| MA Sell (35) | quiet静默 | 44d |
| MA Sell (100) | quiet静默 | 46d |
| Pivot Bottom | quiet静默 | 116d |
| Pivot Top | quiet静默 | 170d |
| RSI-14 Oversold Entry | quiet静默 | 121d |
| RSI-14 Overbought Entry | quiet静默 | 11d |
| RSI-21 Oversold Entry | quiet静默 | 121d |
| RSI-21 Overbought Entry | quiet静默 | 11d |
| Double Bottom (Short-term) | quiet静默 | 39d |
| Double Bottom (Long-term) | quiet静默 | 58d |
| Double Top (Short-term) | quiet静默 | 80d |
| Double Top (Long-term) | quiet静默 | 25d |
| Bollinger Breakout Up | quiet静默 | 35d |
| Bollinger Breakout Down | quiet静默 | 65d |
| Short-term Rising Trend | ● active● 活跃 | 0d |
| Short-term Falling Trend | quiet静默 | — |
| Long-term Rising Trend | ● active● 活跃 | 0d |
| Long-term Falling Trend | quiet静默 | — |
| Possible Runner (Momentum Breakout) | quiet静默 | 31d |
| 1-Day Return (cross-sectional rank → top/bottom gainers) | ● active● 活跃 | 0d |
| Strong 1-Day Move Flag | quiet静默 | — |
| Valuation cheapness percentile (0–1, higher = cheaper vs peers) | ● active● 活跃 | 0d |
| Undervalued — composite multiples in cheapest decile vs universe | quiet静默 | — |
| Overvalued — composite multiples in most expensive decile vs universe | quiet静默 | — |
| Insider Power (0–100) — quality-weighted Form-4 open-market trades (role × size × recency); 50 = neutral | ● active● 活跃 | 0d |
| Insider Buy signal — fires when Insider Power ≥ 60 (net buying on quality-weighted basis) | quiet静默 | — |
| Insider Sell signal — fires when Insider Power ≤ 40 (net selling on quality-weighted basis) | ● active● 活跃 | 0d |
| Ichimoku — Price Above Cloud | ● active● 活跃 | 0d |
| Ichimoku — Price Below Cloud | quiet静默 | — |
| Ichimoku — Bullish TK Cross (Tenkan crosses above Kijun) | quiet静默 | 44d |
| Ichimoku — Bearish TK Cross (Tenkan crosses below Kijun) | quiet静默 | 66d |
| Ichimoku — Cloud Breakout Up (Price crosses above Kumo) | quiet静默 | 43d |
| Ichimoku — Cloud Breakdown (Price crosses below Kumo) | quiet静默 | 44d |
| Trend Ribbon — Uptrend State | ● active● 活跃 | 0d |
| Trend Ribbon — Downtrend State | quiet静默 | — |
| Trend Ribbon — Flip to Uptrend | quiet静默 | 45d |
| Trend Ribbon — Flip to Downtrend | quiet静默 | 128d |
| RSI Stack (7/14/21) — All Three Curling Up | quiet静默 | 2d |
| RSI Stack (7/14/21) — All Three Curling Down | ● active● 活跃 | 0d |
| RSI Stack (7/14/21) — All Three at or Below 30 | quiet静默 | — |
| RSI Stack (7/14/21) — All Three at or Above 80 (reference band) | quiet静默 | — |
| Bollinger Upper Band Rejection (Wick above, Close below) | quiet静默 | 15d |
| Bollinger Lower Band Reclaim (Wick below, Close above) | quiet静默 | 66d |
| Bollinger Band Walk Up (Close above upper band ≥ 3 of last 5 bars) | quiet静默 | — |
| Bollinger Band Walk Down (Close below lower band ≥ 3 of last 5 bars) | quiet静默 | — |
| MACD bullish cross | quiet静默 | 52d |
| MACD bearish cross | quiet静默 | 3d |
| RSI crosses above 50 | quiet静默 | 45d |
| RSI crosses below 50 | quiet静默 | 46d |
| Stochastic-RSI bullish cross | quiet静默 | 3d |
| Stochastic-RSI bearish cross | quiet静默 | 15d |
| Bi-weekly Stochastic-RSI bullish cross | quiet静默 | 35d |
| Golden Star (7/35) — three-entity cross with price gate | quiet静默 | 43d |
| Golden Star (21/100) — three-entity cross with price gate | quiet静默 | 3299d |
| Golden Star (50/200) — three-entity cross with price gate | quiet静默 | 6632d |
| Death Star (7/35) — bearish three-entity cross with price gate | quiet静默 | 511d |
| Death Star (21/100) — bearish three-entity cross with price gate | quiet静默 | 1393d |
| Death Star (50/200) — bearish three-entity cross with price gate | quiet静默 | 7771d |
| New Golden Star — freshly fired Golden Star (7/35), age ≤ 1 trading day | quiet静默 | 42d |
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Earnings — full detail财务业绩 — 完整明细
Estimate revisions预期修正
Analysts covering覆盖分析师
9
Estimate direction预期调整方向
mostly cutting多数下调
Estimate change, 90 days预期变化（90天）
+2.0%
Net upgrades, 30 days净上调（30天）
+3
Analyst view分析师观点
Forward P/E预测市盈率
11.7×
Profit margin净利率
31.4%
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Options — full detail期权持仓 — 完整明细
Dealer positioning map做市商持仓地图
Call wall看涨期权墙
$270
Put wall看跌期权墙
$240
Gamma flip伽玛翻转位
$220
Upside magnet上方磁吸位
$260
Downside magnet下方磁吸位
$250
Net dealer gamma做市商净伽玛
+$0.0B
Distance to flip距翻转位
+12.0%
Walls and magnets are strikes with heavy open interest — price often slows or gravitates there.期权墙与磁吸位是未平仓集中的行权价 — 价格常在附近减速或被吸引。
Volatility pricing波动率定价
Implied volatility (30d)隐含波动率（30天）
0%
25-delta risk reversal25-delta风险逆转
-2.1%
Call-put IV spread看涨-看跌IV价差
+0.0pp
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Ownership — full detail持仓 — 完整明细
Tracked funds holding it跟踪基金持仓
| Fund基金 | Grade评级 | Latest move最新动作 | % of book组合占比 | Position市值 |
|---|---|---|---|---|
| Viking Global (Halvorsen) | B | Trimming减持 | 1.8% | $630M |
| Basswood Capital Management | B | Trimming减持 | 1.1% | $23M |
Fund positioning基金持仓概览
Tracked funds in the name持有该股的跟踪基金
2
Buying vs selling买入vs卖出
0 : 2
Quarterly trend季度趋势
{'direction': 'distributing', 'n_quarters': 14, 'holders_first': 2, 'holders_last': 0, 'holders_delta': -2, 'value_change_pct': -100.0, 'from_period': '2023-03-31', 'to_period': '2026-06-30', 'available_on': '', 'available_on_first': '2023-05-15', 'holders_series': [2, 1, 1, 0, 0, 1, 1, 0, 1, 2, 2, 2, 2, 0]}{'direction': 'distributing', 'n_quarters': 14, 'holders_first': 2, 'holders_last': 0, 'holders_delta': -2, 'value_change_pct': -100.0, 'from_period': '2023-03-31', 'to_period': '2026-06-30', 'available_on': '', 'available_on_first': '2023-05-15', 'holders_series': [2, 1, 1, 0, 0, 1, 1, 0, 1, 2, 2, 2, 2, 0]}
Insiders & shorts内部人与空头
Insider net buying (6 months)内部人净买入（6个月）
-$15.2M
Insider buyers vs sellers内部人买家vs卖家
0 : 6
Short interest空头占流通盘
1.9%
Days to cover回补天数
2.8
Short interest change空头变化
-2.0%
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Seasonality — full detail季节性 — 完整明细
Strongest month最强月份
Jul · 83%
Weakest month最弱月份
Feb · 0%
Month by month逐月统计
| Month月份 | Closed higher收涨占比 | Median move中位涨跌 | Years年数 |
|---|---|---|---|
| Jan1月 | 80% | +5.1% | 5 |
| Feb2月 | 0% | -4.5% | 5 |
| Mar3月 | 20% | -7.0% | 5 |
| Apr4月 | 40% | -4.0% | 5 |
| May5月 | 50% | +2.8% | 6 |
| Jun6月 | 50% | +7.1% | 6 |
| Jul7月 | 83% | +6.2% | 6 |
| Aug8月 | 60% | +2.4% | 5 |
| Sep9月 | 60% | +0.1% | 5 |
| Oct10月 | 60% | +2.9% | 5 |
| Nov11月 | 80% | +4.5% | 5 |
| Dec12月 | 60% | +2.0% | 5 |
History is a tendency, not a promise — small samples wobble.历史规律只是倾向而非保证 — 样本少时波动大。
- Jul: +1.3% avg, up 63% of years (n=51)7月：平均 +1.3%，63% 的年份上涨（n=51）
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。