Stocks股票 / Financials / ERIE
Erie Indemnity · Financials
ERIE US listed · USD美股 · 美元
Erie Insurance Group, based in Erie, Pennsylvania, is a property and casualty insurance company offering auto, home, business and life insurance through a network of independent insurance agents.伊利保险集团总部位于宾夕法尼亚州伊利，是一家财产意外伤害保险公司，通过独立保险代理商网络提供汽车、房屋、商业和人寿保险。
Financial金融股
Financials
S&P 500标普500
$225.01
-$2.30 · -1.01%
52w low52周低 $204high高 $367
Neutral — no clear edge中性 — 无明显优势
Setup almost complete — likely buy trigger in ~1–3 trading days if it closes back above its 10-day average.形态接近完成——若收盘重新站上 10 日均线，预计将在约 1–3 个交易日内出现买入触发。
Engine read引擎解读 · 2026-07-21
Price chart价格图表
daily · interactive日线 · 可交互
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Candles, volume and moving averages — pan and zoom inside the chart.蜡烛图、成交量与均线 — 图内可缩放拖动。
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Technicals技术面
daily bars日线数据 · 2026-07-21
Momentum (RSI 14)动量（RSI 14）
45
Neutral zone中性区域
vs 50-day average相对50日均线
-0.7% below下方
Below trend跌破趋势
vs 200-day average相对200日均线
-14.3% below下方
Long trend down长期向下
Volatility波动率
100th percentile第100百分位
These readings feed the stance at the top — one source per number, refreshed nightly.以上读数构成页首的引擎立场 — 每个数字只有一个来源，每晚更新。
Earnings财务业绩
next report下次财报 2026-08-0617days to go天后公布
Financials财务数据
fiscal years财年Revenue营业收入
5-yr growth5年复合增速 9.9%
Free cash flow自由现金流
Operating margin营业利润率
17.6%
Net margin净利率
13.8%
FCF margin自由现金流利润率
16.9%
Balance-sheet quality财务体质 3/6
Return on equity股本回报率 24%
Watch关注
Leverage杠杆
Net debt / EBITDA净债务/EBITDA-0.44
Why is it moving为何波动
6 checks · nightly六项检查 · 每晚
Sector / Theme行业/主题
Financials (Equal-Weight) theme — #10 of 46 themes「金融（等权）」主题 — 46 个主题中第 10 位
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Quiet — no confirmed driver平静 — 无明确驱动
Technical技术面
ERIE StochRSI turned up from oversoldERIE StochRSI自超卖区上行
Options positioning期权持仓
as of last close截至上一收盘Market makers are net long gamma — price pinned near current level做市商净持有正伽玛，价格倾向于在当前水平附近震荡
Expected daily move预期日波动
±2.98%
Expected weekly move预期周波动
±6.67%
25d risk reversal25d风险逆转
-9.2%
Skew: fear偏斜：避险
Call and put walls are plotted on the Trade levels ladder →看涨/看跌期权墙已标注在「交易点位」阶梯上 →
Signal history信号历史
engine events引擎事件
NEARING A LOW → BOTTOMING接近低点 → 筑底中
BUY SETUP. Buyers rejected the 2026-07-15 low (swing low printed) but price hasn't reclaimed its 10-day average — first box ticked, not all买入预备。买方拒绝了 2026-07-15 的低点（摆动低点已现），但价格尚未收复 10 日均线——第一项条件达成，并非全部
Jul 20, 2026
ERIE StochRSI turned up from oversoldERIE StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $225.01.StochRSI重回20上方 — 下行动量趋缓的最早预警。$225.01。
Jul 15, 2026
BOTTOMING → NEARING A LOW筑底中 → 接近低点
GET READY准备
Jul 15, 2026
ERIE broke down vs the marketERIE 相对市场走弱
Relative strength vs SPY crossed below the 10th percentile of the last 90 days — weakness often leads price. $210.19.相对标普500的强弱下穿近90日的第10百分位 — 走弱常先于价格。$210.19。
Jul 15, 2026
ERIE daily MACD crossed downERIE 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $210.19.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$210.19。
Jul 13, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 9, 2026
BUY ZONE → NEARING A HIGH买入区 → 接近高点
TAKE PROFITS止盈
Jul 8, 2026
NEARING A HIGH → BUY ZONE接近高点 → 买入区
BUY买入
Jul 7, 2026
BUY ZONE → NEARING A HIGH买入区 → 接近高点
TAKE PROFITS止盈
Jul 7, 2026
ERIE RSI reached overboughtERIE RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $256.37.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$256.37。
Jul 6, 2026
NEARING A HIGH → BUY ZONE接近高点 → 买入区
BUY买入
Showing the last 15 of显示最近15条，共 105 signals条信号
Company profile公司档案
Erie Insurance Group, based in Erie, Pennsylvania, is a property and casualty insurance company offering auto, home, business and life insurance through a network of independent insurance agents.伊利保险集团总部位于宾夕法尼亚州伊利，是一家财产意外伤害保险公司，通过独立保险代理商网络提供汽车、房屋、商业和人寿保险。
Style DNA — how it trades vs the market风格基因 — 相对市场的交易特征
Quality质量
Below market低于市场
Investment资本投入
Below market低于市场
Low volatility低波动
Below market低于市场
Low market beta低市场敏感度
Above market高于市场
Earnings quality盈利质量
Below market低于市场
Short interest空头兴趣
Above market高于市场
The whole US universe — S&P 1500 and Russell 2000 — read nightly.覆盖标普1500与罗素2000全部成分股 — 每晚更新解读。
Signals, options positioning, smart-money moves and factor DNA — the same engine that wrote this page covers 2,700+ US stocks.信号、期权持仓、聪明钱动向与因子基因 — 撰写本页的引擎覆盖2700多只美股。
Statistics — full detail统计数据 — 完整明细
Relative strength相对强度
vs market, 1 month相对大盘（1个月）
7/100 — weaker than most弱于多数
vs market, 3 months相对大盘（3个月）
22/100 — weaker than most弱于多数
vs market, 6 months相对大盘（6个月）
13/100 — weaker than most弱于多数
vs market, 12 months相对大盘（12个月）
6/100 — weaker than most弱于多数
Rank in sector行业内排名
#237 / 252
0–100 percentile of total return vs all covered stocks.总回报在全部覆盖股票中的百分位（0–100）。
Price history价格历史
| Period周期 | This stock本股 | S&P 500标普500 |
|---|---|---|
| 1 Week近1周 | -9.0% | -0.9% |
| 1 Month近1月 | +2.3% | -0.6% |
| 3 Months近3月 | -11.4% | +5.4% |
| 6 Months近6月 | -19.1% | +8.6% |
| Year to date年初至今 | -18.1% | +8.9% |
| 1 Year近1年 | -35.3% | +19.2% |
Trading information交易信息
Beta vs market贝塔
-0.31
Volatility rank波动率分位
100th pctile
Off 52-week high距52周高点
-38.1%
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Financials — full detail财务数据 — 完整明细
Multi-year record多年财务记录
| 20202020 | 20212021 | 20222022 | 20232023 | 20242024 | 20252025 | |
|---|---|---|---|---|---|---|
| Revenue营业收入 | $2.5B | $2.6B | $2.8B | $3.3B | $3.8B | $4.1B |
| EPS每股收益 | — | — | — | — | — | — |
| Free cash flow自由现金流 | $287M | $254M | $299M | $289M | $486M | $571M |
| Gross margin毛利率 | — | — | — | — | — | — |
| Net margin净利率 | 11.6% | 11.3% | 10.5% | 13.6% | 15.8% | 13.8% |
| FCF margin自由现金流利润率 | 11.3% | 9.6% | 10.5% | 8.8% | 12.8% | 14.0% |
Latest fiscal year最近财年
Revenue (FY)营业收入（财年）
$4.1B
Net income净利润
$559M
Operating cash flow经营现金流
$687M
Total assets总资产
$3.4B
Shareholder equity股东权益
$2.3B
Dividends paid股息支出
$254M
Returns & growth回报与增长
Return on equity股本回报率
24.5%
Return on assets资产回报率
16.7%
Profit growth利润增速
-6.8%
Asset growth资产增速
+16.2%
Accounting quality checks会计质量检查
- Earnings quality: accruals near the peer median盈利质量：应计利润接近同业中位
- Working capital: working capital roughly in line with sales营运资本：营运资本与销售大致同步
- Capital discipline: investment near the peer median资本纪律：投资力度接近同业中位
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Technicals — full detail技术面 — 完整明细
Indicator readings指标读数
RSI (14-day)RSI（14日）
45
RSI (2-day)RSI（2日）
42
vs 20-day average相对20日均线
-5.1%
vs 50-day average相对50日均线
-0.7%
vs 200-day average相对200日均线
-14.3%
Golden cross (50>200)金叉（50>200）
not in effect未生效
MACDMACD
below signal位于信号线下方
Timeframe alignment多周期共振
Daily日线
momentum down动能向下
3-day3日线
momentum up动能向上
Weekly周线
momentum up动能向上
When daily through monthly point the same way, moves carry further.当日线到月线方向一致时，行情往往更有延续性。
Volatility regime波动状态
Range state波幅状态
expanding — range opening up扩张中 — 波幅放大
Range width percentile波幅宽度分位
94/100
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Earnings — full detail财务业绩 — 完整明细
Estimate revisions预期修正
Net upgrades, 30 days净上调（30天）
+0
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Options — full detail期权持仓 — 完整明细
Dealer positioning map做市商持仓地图
Call wall看涨期权墙
$230
Upside magnet上方磁吸位
$230
Downside magnet下方磁吸位
$220
Net dealer gamma做市商净伽玛
+$0.0B
Walls and magnets are strikes with heavy open interest — price often slows or gravitates there.期权墙与磁吸位是未平仓集中的行权价 — 价格常在附近减速或被吸引。
Volatility pricing波动率定价
Implied volatility (30d)隐含波动率（30天）
0%
25-delta risk reversal25-delta风险逆转
-9.2%
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Ownership — full detail持仓 — 完整明细
Insiders & shorts内部人与空头
Days to cover回补天数
10.7
Short interest change空头变化
+9.0%
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。