Positive context积极背景
Stocks股票 / Financials / GSHD
Goosehead Insurance, Inc. · Financials
GSHD US listed · USD美股 · 美元
Financials
S&P 600标普600小盘Russell 2000罗素2000
Financial金融股
$45.23
+$1.58 · +3.62%
52w low52周低 $32.93high高 $79.61
Avoid — downtrend回避 — 下行趋势
Downtrend — stand aside until a new cycle low forms and confirms.下跌趋势——观望，直至新的周期低点形成并确认。
As of 2026-09-29截至 2026-09-29
Company intelligence公司情报
The latest call, in context把最新财报放回历史脉络
A synthesized event record across management commentary and recorded metrics. Read as context; verify exact wording in the transcript before relying.综合管理层表述与记录指标形成事件档案。仅供参考；使用前请在电话会原文中核对准确措辞。
Live company record实时公司记录
JavaScript loads the source-bounded event record here. Open Terminal if the live module does not start.JavaScript 会在此加载受来源约束的事件记录。如实时模块未启动，请打开终端。
Continue with full transcript history继续查看完整电话会历史 ↗Pressure context压力背景
History mode历史模式
Context only仅供参考 · not a signal or recommendation不构成信号或建议
Narrative claims may await line-level citation; verify in the transcript.叙述性内容可能仍待逐行引用，请在电话会原文中核对。
Price chart价格图表
daily · interactive日线 · 可交互
Open in Terminal打开终端 ↗
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Open the live chart in Terminal在终端中打开实时图表 ↗
Candles, volume and moving averages — pan and zoom inside the chart.蜡烛图、成交量与均线 — 图内可缩放拖动。
MMastermind Terminal — live & interactiveMastermind 终端 — 实时互动 ↗
Technicals技术面
daily bars日线数据 · 2026-09-29
Momentum (RSI 14)动量（RSI 14）
28
Oversold超卖区域
vs 50-day average相对50日均线
-27.1% below下方
Below trend跌破趋势
vs 200-day average相对200日均线
-16.6% below下方
Long trend down长期向下
Volatility波动率
70th percentile第70百分位
These readings feed the stance at the top — one source per number, refreshed nightly.以上读数构成页首的引擎立场 — 每个数字只有一个来源，每晚更新。
Earnings财务业绩
next report下次财报 2026-10-2830
Estimates being cut预期下调
Beat expectations 4 quarters in a row连续 4 季度超预期
EPS surprise vs consensus, last quarters每股收益相对预期的超预期幅度（近几个季度） · average平均 519.9%
Financials财务数据
fiscal years财年Revenue营业收入
$365.3M2025
20202025
5-yr growth5年复合增速 25.6%
Earnings per share每股收益
$1.042025
20202025
5-yr growth5年复合增速 15.3%
Free cash flow自由现金流
$86.1M2025
20202025
Operating margin营业利润率
20.4%
Net margin净利率
7.6%
FCF margin自由现金流利润率
25.1%
Balance-sheet quality财务体质 4/7
Return on equity股本回报率 -29%
Clean稳健
Leverage杠杆
Net debt / EBITDA净债务/EBITDA3.01
Capital allocation资本配置
Buybacks (TTM)回购（TTM）$81.7M
Stock-based comp股权薪酬$23.4M
Debt coming due到期债务
FY2025 10-KIn the 12-month bucket following fiscal period end 2025-12-31, it reported $3.0M due — about 1% of its disclosed principal.在财年期末 2025-12-31 之后12个月的区间内，已披露到期本金为 $3.0M，约占其披露本金的 1%。
All maturity buckets are measured from fiscal period end 2025-12-31, not from today.所有到期区间均从财年期末 2025-12-31 起算，而非从今天起算。
First 12 months after period end报告期末之后首12个月
$3.0M
Year 2第2年
$3.0M
Year 3第3年
$3.0M
Year 4第4年
$3.0M
Year 5第5年
$3.0M
After year 55年以后
$283.5M
Cash reported at 2025-12-31: $34390000.截至 2025-12-31 披露的现金：$34390000。 Operating cash flow exceeded or equaled equipment spending over 2025-01-01 to 2025-12-31; no cash burn to measure.在 2025-01-01 至 2025-12-31 期间，经营现金流不低于设备支出，无可衡量的现金消耗。
Cash reported at 2025-12-31 covers 1149% of issuer-reported principal in the 12-month bucket following that fiscal period end.截至 2025-12-31 披露的现金可覆盖该财年期末之后12个月区间内发行人已披露到期本金的 1149%。
Cash shortfall against that reported principal: $0相对该已披露本金的现金缺口：$0。
Sources and cash-flow calculation来源与现金流计算
Figures are XBRL facts from one filing — no two years are mixed. Filing数据取自同一份文件中的 XBRL 事实，不跨文件拼接。文件
0001726978-26-000010, period ending报告期截至 2025-12-31, unit单位 USD.
Cache acquired缓存获取时间: 2026-09-25T08:21:41.619560+00:00.
6/6 buckets reported.个区间有披露。
LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonthsLongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwoLongTermDebtMaturitiesRepaymentsOfPrincipalInYearThreeLongTermDebtMaturitiesRepaymentsOfPrincipalInYearFourLongTermDebtMaturitiesRepaymentsOfPrincipalInYearFiveLongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive
Annual period年度区间 2025-01-01 — 2025-12-31 · USD · 10-K · 0001726978-26-000010 · Filed提交日期 2026-02-19.
Cache acquired缓存获取时间: 2026-09-25T08:21:41.619560+00:00 · Evaluated as of评估截至 2026-09-29.
- Reported operating cash flow已披露经营活动现金流: $91757000
- Reported equipment spending (capex outflow)已披露设备支出（资本开支流出）: $5671000
- Derived free cash flow (operating cash flow minus capex)计算所得自由现金流（经营现金流减资本开支）: $86086000
Cash is the reported balance at period end. The runway scenario holds this annual cash-flow pace constant and excludes debt payments, restricted-cash adjustments and future financing.现金为期末已披露余额。现金跑道情景假设本年度现金流速度保持不变，不包括债务偿还、受限现金调整与未来融资。
Research context only — reported figures from SEC filings, not a rating, a signal or investment advice.仅供研究参考 — 数据摘自 SEC 文件披露口径，不构成评级、信号或投资建议。
Why is it moving为何波动
6 checks · nightly六项检查 · 每晚
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Short interest changed +13.0%空头仓位变动 +13.0%
Technical技术面
GSHD RSI reached oversoldGSHD RSI进入超卖
Ownership & smart money持仓与聪明钱
13FInsider activity:内部人动向： -$8.1M net (6 buyers, 3 sellers)-$8.1M 净值（6 买家，3 卖家）
Concentrated ownership集中持仓
| Fund基金 | Grade评级 | Latest move最新动作 | % of book组合占比 | As of截至 |
|---|---|---|---|---|
| Durable Capital Partners | B | Adding加仓 | 0.9% | 2026-06-30 |
| Akre Capital Management | B | Holding持有 | 0.4% | 2026-06-30 |
Signal history信号历史
engine events引擎事件
NEARING A LOW → DOWNTREND接近低点 → 下跌趋势
AVOID. Failed cycle — price broke below the low that started this cycle, which historically means the larger trend is rolling over (~80% of cases)回避。失败周期——价格跌破了启动本周期的低点，历史上这通常意味着更大的趋势正在掉头向下（约 80% 的情形）
Sep 22, 2026
GSHD RSI reached oversoldGSHD RSI进入超卖
RSI(14) crossed below 30 — washed out; context, not a timing trigger alone. $45.76.RSI(14)下穿30 — 超卖；仅作背景，单独不构成择时。$45.76。
Sep 17, 2026
GSHD lost its 200-day averageGSHD 跌破200日均线
Price closed below the 200-day moving average — the classic bear dividing line. $53.33.收盘跌破200日均线 — 经典的空头分界线。$53.33。
Sep 16, 2026
GSHD StochRSI turned up from oversoldGSHD StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $56.47.StochRSI重回20上方 — 下行动量趋缓的最早预警。$56.47。
Aug 31, 2026
NEARING A HIGH → NEARING A LOW接近高点 → 接近低点
GET READY准备
Aug 27, 2026
GSHD daily MACD crossed downGSHD 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $70.45.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$70.45。
Aug 26, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Aug 24, 2026
Golden cross on GSHDGSHD 金叉
The 50-day average crossed above the 200-day — a slow, widely-watched bullish trend signal. $73.00.50日均线上穿200日均线 — 一个滞后但广受关注的看多趋势信号。$73.00。
Aug 24, 2026
GSHD daily MACD crossed upGSHD 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $73.00.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$73.00。
Showing the last 15 of显示最近15条，共 245 signals条信号
Company profile公司档案
Style DNA — how it trades vs the market风格基因 — 相对市场的交易特征
Quality质量
Below market低于市场
Investment资本投入
Below market低于市场
Low volatility低波动
Below market低于市场
Low market beta低市场敏感度
Above market高于市场
Earnings quality盈利质量
Below market低于市场
Short interest空头兴趣
Above market高于市场
Watch items — what could change the story关注项 — 可能改变故事的因素
- Capital intensity rising
The whole US universe — S&P 1500 and Russell 2000 — read nightly.覆盖标普1500与罗素2000全部成分股 — 每晚更新解读。
Signals, options positioning, smart-money moves and factor DNA — the same engine that wrote this page covers 2,700+ US stocks.信号、期权持仓、聪明钱动向与因子基因 — 撰写本页的引擎覆盖2700多只美股。
Statistics — full detail统计数据 — 完整明细
Relative strength相对强度
vs market, 1 month相对大盘（1个月）
25/100 — weaker than most弱于多数
vs market, 3 months相对大盘（3个月）
65/100 — middle of the pack居中
vs market, 6 months相对大盘（6个月）
67/100 — middle of the pack居中
vs market, 12 months相对大盘（12个月）
9/100 — weaker than most弱于多数
Rank in sector行业内排名
#172 / 261
0–100 percentile of total return vs all covered stocks.总回报在全部覆盖股票中的百分位（0–100）。
Price history价格历史
| Period周期 | This stock本股 | S&P 500标普500 |
|---|---|---|
| 1 Week近1周 | -17.1% | +1.3% |
| 1 Month近1月 | -36.6% | +0.9% |
| 3 Months近3月 | -3.5% | +6.1% |
| 6 Months近6月 | +10.0% | +22.3% |
| Year to date年初至今 | -35.5% | +13.8% |
| 1 Year近1年 | -39.5% | +18.5% |
| 3 Years近3年 | -36.4% | +87.8% |
Trading information交易信息
Beta vs market贝塔
-0.40
Volatility rank波动率分位
70th pctile
Off 52-week high距52周高点
-42.3%
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Financials — full detail财务数据 — 完整明细
Multi-year record多年财务记录
| 20202020 | 20212021 | 20222022 | 20232023 | 20242024 | 20252025 | |
|---|---|---|---|---|---|---|
| Revenue营业收入 | $117M | $151M | $209M | $261M | $315M | $365M |
| EPS每股收益 | $0.51 | $0.26 | $0.26 | $0.55 | $1.16 | $1.04 |
| Free cash flow自由现金流 | $15M | $23M | $26M | $46M | $71M | $86M |
| Gross margin毛利率 | — | — | — | — | — | — |
| Net margin净利率 | 7.9% | 3.6% | 0.3% | 5.4% | 9.7% | 7.6% |
| FCF margin自由现金流利润率 | 12.5% | 15.0% | 12.2% | 17.7% | 22.4% | 23.6% |
Latest fiscal year最近财年
Revenue (FY)营业收入（财年）
$365M
Net income净利润
$28M
Operating cash flow经营现金流
$92M
Total assets总资产
$415M
Shareholder equity股东权益
$-96M
Long-term debt长期负债
$289M
Buybacks股票回购
$82M
Returns & growth回报与增长
Return on equity股本回报率
-29.1%
Return on assets资产回报率
6.7%
Debt / assets负债/资产
69.8%
Profit growth利润增速
-8.5%
Asset growth资产增速
+4.3%
Accounting quality checks会计质量检查
- Earnings quality: earnings cash-backed盈利质量：盈利有现金支撑
- Capital discipline: investment near the peer median资本纪律：投资力度接近同业中位
- Balance sheet: high leverage (LT debt 70% of assets)资产负债表：杠杆偏高（长期债务占资产 70%）
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Technicals — full detail技术面 — 完整明细
Indicator readings指标读数
RSI (14-day)RSI（14日）
28
RSI (2-day)RSI（2日）
52
vs 20-day average相对20日均线
-21.7%
vs 50-day average相对50日均线
-27.1%
vs 200-day average相对200日均线
-16.6%
Golden cross (50>200)金叉（50>200）
in effect生效中
MACDMACD
below signal位于信号线下方
Timeframe alignment多周期共振
Daily日线
momentum down动能向下
3-day3日线
momentum down动能向下
Weekly周线
momentum up动能向上
When daily through monthly point the same way, moves carry further.当日线到月线方向一致时，行情往往更有延续性。
Volatility regime波动状态
Range width percentile波幅宽度分位
98/100
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Earnings — full detail财务业绩 — 完整明细
Surprise history超预期历史
| Quarter季度 | Reported实际 | Expected预期 | Surprise超预期 |
|---|---|---|---|
| Jun 2026 | $0.50 | $0.31 | +61.3% |
| Mar 2026 | $0.19 | $-0.01 | +2000.0% |
| Dec 2025 | $0.47 | $0.41 | +14.6% |
| Sep 2025 | $0.29 | $0.28 | +3.6% |
Estimate revisions预期修正
Analysts covering覆盖分析师
3
Estimate direction预期调整方向
mostly cutting多数下调
Estimate change, 90 days预期变化（90天）
-1.3%
Net upgrades, 30 days净上调（30天）
-3
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Ownership — full detail持仓 — 完整明细
Tracked funds holding it跟踪基金持仓
| Fund基金 | Grade评级 | Latest move最新动作 | % of book组合占比 | Position市值 |
|---|---|---|---|---|
| Durable Capital Partners | B | Adding增持 | 0.9% | $89M |
| Akre Capital Management | B | Holding持有 | 0.4% | $22M |
Fund positioning基金持仓概览
Tracked funds in the name持有该股的跟踪基金
2
Buying vs selling买入vs卖出
1 : 0
Quarterly trend季度趋势
{'direction': 'distributing', 'n_quarters': 12, 'holders_first': 3, 'holders_last': 2, 'holders_delta': -1, 'value_change_pct': 20.4, 'from_period': '2023-09-30', 'to_period': '2026-06-30', 'available_on': '2026-08-15', 'available_on_first': '2023-11-14', 'holders_series': [3, 3, 3, 3, 2, 2, 2, 3, 2, 2, 2, 2]}{'direction': 'distributing', 'n_quarters': 12, 'holders_first': 3, 'holders_last': 2, 'holders_delta': -1, 'value_change_pct': 20.4, 'from_period': '2023-09-30', 'to_period': '2026-06-30', 'available_on': '2026-08-15', 'available_on_first': '2023-11-14', 'holders_series': [3, 3, 3, 3, 2, 2, 2, 3, 2, 2, 2, 2]}
Insiders & shorts内部人与空头
Insider net buying (6 months)内部人净买入（6个月）
-$8.1M
Insider buyers vs sellers内部人买家vs卖家
6 : 3
Days to cover回补天数
6.7
Short interest change空头变化
+13.0%
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Seasonality — full detail季节性 — 完整明细
Strongest month最强月份
Nov · 100%
Weakest month最弱月份
Mar · 0%
Month by month逐月统计
| Month月份 | Closed higher收涨占比 | Median move中位涨跌 | Years年数 |
|---|---|---|---|
| Jan1月 | 67% | +2.4% | 3 |
| Feb2月 | 67% | +0.4% | 3 |
| Mar3月 | 0% | -11.6% | 3 |
| Apr4月 | 33% | -14.4% | 3 |
| May5月 | 67% | +11.2% | 3 |
| Jun6月 | 33% | -1.9% | 3 |
| Jul7月 | 67% | +28.0% | 3 |
| Aug8月 | 50% | +11.0% | 4 |
| Sep9月 | 50% | +6.3% | 4 |
| Oct10月 | 33% | -6.8% | 3 |
| Nov11月 | 100% | +12.9% | 3 |
| Dec12月 | 67% | +3.6% | 3 |
History is a tendency, not a promise — small samples wobble.历史规律只是倾向而非保证 — 样本少时波动大。
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。