Stocks股票 / Consumer Disc. / HRB
H&R Block · Consumer Disc.
HRB US listed · USD美股 · 美元
H&R Block, Inc., or H&R Block, is an American tax preparation company operating in Canada, the United States, and Australia. The company was founded in 1955 in Kansas City, Missouri, by brothers Henry W. Bloch and Richard Bloch.H&R布洛克公司（简称H&R Block）是一家美国税务申报公司，业务覆盖加拿大、美国和澳大利亚。该公司于1955年由亨利·W·布洛克和理查德·布洛克兄弟在密苏里州堪萨斯城创立。
Mid cap中盘 · $5B
Cyclical周期股
Consumer Disc.
S&P 400标普400中盘
$41.70
-$0.38 · -0.90%
52w low52周低 $26.76high高 $54.76
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
You missed the bottoming entry — the low already formed and price is now extended (momentum is fading — the daily momentum is already rolling over). Don't…已错过筑底入场——低点已经形成，目前价格已拉伸（动量正在衰竭——日线动量已开始掉头向下）。不要追高；等待回调至 10 日均线或下一个周期低点。若已持有则继续持有。
Engine read引擎解读 · 2026-07-21
Price chart价格图表
daily · interactive日线 · 可交互
Open in Terminal打开终端 ↗
Loading chart…图表加载中…
The interactive chart could not load here.互动图表暂时无法在此加载。
Open the live chart in Terminal在终端中打开实时图表 ↗
Candles, volume and moving averages — pan and zoom inside the chart.蜡烛图、成交量与均线 — 图内可缩放拖动。
MMastermind Terminal — live & interactiveMastermind 终端 — 实时互动 ↗
Technicals技术面
daily bars日线数据 · 2026-07-21
Momentum (RSI 14)动量（RSI 14）
66
Elevated偏高
vs 50-day average相对50日均线
+10.0% above上方
Uptrend intact趋势完好
vs 200-day average相对200日均线
+9.0% above上方
Long trend up长期向上
Volatility波动率
58th percentile第58百分位
These readings feed the stance at the top — one source per number, refreshed nightly.以上读数构成页首的引擎立场 — 每个数字只有一个来源，每晚更新。
Earnings财务业绩
next report下次财报 2026-08-1122days to go天后公布
Estimates being raised — 4 analysts预期上调 — 4 位分析师
Valuation估值
Looks cheap vs sector相对行业偏便宜| Multiple指标 | HRB | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 8.73x | 19.97 | |
| P/S市销率 | 1.41x | 1.21 | |
| Earnings yield盈利收益率 | 11.46% | 4.57 | |
| FCF yield自由现金流收益率 | 11.33% | 5.73 | |
| P/FCF市值/自由现金流 | 8.83x | 16.57 |
"Cheaper than" = share of sector peers trading richer on that multiple.「相对便宜」= 行业中该指标估值更高的同行占比。
Financials财务数据
fiscal years财年Revenue营业收入
5-yr growth5年复合增速 7.3%
Earnings per share每股收益
Free cash flow自由现金流
Net margin净利率
16.1%
FCF margin自由现金流利润率
18.1%
Balance-sheet quality财务体质 6/8
Bankruptcy risk: grey zone破产风险：灰色区
Return on equity股本回报率 -74%
Clean稳健
Leverage杠杆
Current ratio流动比率0.90
Capital allocation资本配置
Stock-based comp股权薪酬$32.5M
Share count change (1y)股数变化（1年）-5.3%
Why is it moving为何波动
6 checks · nightly六项检查 · 每晚
Macro宏观
Long-duration name into a restrictive, rising-real-rate regime → rate headwind.长久期标的进入偏紧、实际利率上行的环境→利率逆风。
Positioning持仓
Insider cluster activity内部人集中交易
Technical技术面
UPTREND → BOTTOMING上涨趋势 → 筑底中
Ownership & smart money持仓与聪明钱
13FInsider activity:内部人动向： -$13.9M net (0 buyers, 1 sellers)-$13.9M 净值（0 买家，1 卖家）
Concentrated ownership集中持仓
| Fund基金 | Grade评级 | Latest move最新动作 | % of book组合占比 | As of截至 |
|---|---|---|---|---|
| Himalaya Capital (Li Lu) | D | New position新建仓 | 1.6% | 2026-03-31 |
Signal history信号历史
engine events引擎事件
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS. A daily bottoming setup did fire (swing low in, momentum turned up), but it's LATE — price is already extended above the cycle low (formed ~19 day(s) ago @ 34.04) and momentum is fading — the daily momentum is already rolling over. A momentum cross is a LAGGING confirmation: after a vertical run it only triggers once the move is mature, so the bottoming entry has already passed. This is a chase, not a fresh buy. Last cycle was left-translated (topped early) — a bearish structural tell止盈。日线筑底形态确实已经触发（摆动低点出现、动量转向上行），但为时已晚——价格已显著高于周期低点（约 19 天前形成 @ 34.04）且动量正在衰竭——日线动量已开始掉头向下。动量交叉属于滞后确认：在垂直拉升之后，只有当走势已经成熟时才会触发，因此筑底入场早已错过。这是追高，而非新的买入。 上一周期为左移结构（见顶偏早）——属于看空的结构性信号
Jul 14, 2026
UPTREND → BOTTOMING上涨趋势 → 筑底中
BUY SETUP买入预备
Jul 10, 2026
BOTTOMING → UPTREND筑底中 → 上涨趋势
HOLD持有
Jul 10, 2026
HRB took relative-strength leadershipHRB 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $39.59.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$39.59。
Jul 7, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 6, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 1, 2026
HRB reclaimed its 200-day averageHRB 收复200日均线
Price closed back above the 200-day moving average — the classic bull dividing line. $39.34.收盘重回200日均线 — 经典的多头分界线。$39.34。
Jul 1, 2026
HRB took relative-strength leadershipHRB 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $39.34.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$39.34。
Jun 29, 2026
HRB took relative-strength leadershipHRB 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $38.22.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$38.22。
Jun 29, 2026
HRB daily MACD crossed upHRB 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $38.22.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$38.22。
Jun 24, 2026
HRB StochRSI turned up from oversoldHRB StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $36.33.StochRSI重回20上方 — 下行动量趋缓的最早预警。$36.33。
Showing the last 15 of显示最近15条，共 248 signals条信号
Company profile公司档案
H&R Block, Inc., or H&R Block, is an American tax preparation company operating in Canada, the United States, and Australia. The company was founded in 1955 in Kansas City, Missouri, by brothers Henry W. Bloch and Richard Bloch.H&R布洛克公司（简称H&R Block）是一家美国税务申报公司，业务覆盖加拿大、美国和澳大利亚。该公司于1955年由亨利·W·布洛克和理查德·布洛克兄弟在密苏里州堪萨斯城创立。
Style DNA — how it trades vs the market风格基因 — 相对市场的交易特征
Value价值
Below market低于市场
Quality质量
Below market低于市场
Investment资本投入
Below market低于市场
Low volatility低波动
Below market低于市场
Low market beta低市场敏感度
Above market高于市场
Earnings quality盈利质量
Below market低于市场
Short interest空头兴趣
Above market高于市场
Watch items — what could change the story关注项 — 可能改变故事的因素
- Margin compression despite revenue growth
- Capital intensity rising
The whole US universe — S&P 1500 and Russell 2000 — read nightly.覆盖标普1500与罗素2000全部成分股 — 每晚更新解读。
Signals, options positioning, smart-money moves and factor DNA — the same engine that wrote this page covers 2,700+ US stocks.信号、期权持仓、聪明钱动向与因子基因 — 撰写本页的引擎覆盖2700多只美股。
Statistics — full detail统计数据 — 完整明细
Valuation vs sector估值对比行业
| Multiple指标 | This stock本股 | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（静态） | 8.7× | 20.0× | 91% |
| Price / Sales市销率 | 1.4× | 1.2× | 44% |
| Earnings yield盈利收益率 | 11.5% | 4.6% | 92% |
| Free-cash-flow yield自由现金流收益率 | 12.9% | 8.6% | 71% |
Relative strength相对强度
vs market, 1 month相对大盘（1个月）
9/100 — weaker than most弱于多数
vs market, 3 months相对大盘（3个月）
92/100 — stronger than most强于多数
vs market, 6 months相对大盘（6个月）
43/100 — middle of the pack居中
vs market, 12 months相对大盘（12个月）
14/100 — weaker than most弱于多数
Rank in sector行业内排名
#158 / 192
0–100 percentile of total return vs all covered stocks.总回报在全部覆盖股票中的百分位（0–100）。
Price history价格历史
| Period周期 | This stock本股 | S&P 500标普500 |
|---|---|---|
| 1 Week近1周 | +2.1% | -0.9% |
| 1 Month近1月 | +21.3% | -0.6% |
| 3 Months近3月 | +30.5% | +5.4% |
| 6 Months近6月 | +5.5% | +8.6% |
| Year to date年初至今 | +0.3% | +8.9% |
| 1 Year近1年 | -21.5% | +19.2% |
| 3 Years近3年 | +36.3% | +69.9% |
Trading information交易信息
Beta vs market贝塔
-0.24
Volatility rank波动率分位
58th pctile
Short interest空头占比
15.1% of float
Market cap市值
$5B
EPS (trailing)每股收益
$4.78
Off 52-week high距52周高点
-23.2%
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Financials — full detail财务数据 — 完整明细
Multi-year record多年财务记录
| 20202020 | 20212021 | 20222022 | 20232023 | 20242024 | 20252025 | |
|---|---|---|---|---|---|---|
| Revenue营业收入 | $2.6B | $3.4B | $3.5B | $3.5B | $3.6B | $3.8B |
| EPS每股收益 | $-0.04 | $3.08 | $3.22 | $3.51 | $4.12 | $4.39 |
| Free cash flow自由现金流 | $27M | $573M | $747M | $752M | $657M | $599M |
| Gross margin毛利率 | 35.1% | 46.0% | 45.7% | 44.6% | 44.8% | 44.5% |
| Net margin净利率 | -0.3% | 17.1% | 16.0% | 15.9% | 16.5% | 16.1% |
| FCF margin自由现金流利润率 | 1.0% | 16.8% | 21.6% | 21.7% | 18.2% | 15.9% |
Latest fiscal year最近财年
Revenue (FY)营业收入（财年）
$3.8B
Net income净利润
$606M
Operating cash flow经营现金流
$681M
Total assets总资产
$2.9B
Shareholder equity股东权益
$-823M
Long-term debt长期负债
$2.4B
Shares outstanding总股本
0.13B
Returns & growth回报与增长
Return on equity股本回报率
-73.6%
Return on assets资产回报率
20.7%
Debt / assets负债/资产
83.1%
Profit growth利润增速
+1.8%
Asset growth资产增速
+8.0%
Accounting quality checks会计质量检查
- Earnings quality: accruals near the peer median盈利质量：应计利润接近同业中位
- Working capital: inventory & receivables lean vs sales营运资本：存货与应收相对销售保持精简
- Pricing power: gross margin +9.4pts over 6 years定价能力：毛利率 6 年上升 9.4 个百分点
- Capital discipline: investment near the peer median资本纪律：投资力度接近同业中位
- Balance sheet: Altman Z 2.11 — grey zone资产负债表：Altman Z 2.11——灰色区
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Technicals — full detail技术面 — 完整明细
Indicator readings指标读数
RSI (14-day)RSI（14日）
66
RSI (2-day)RSI（2日）
49
vs 20-day average相对20日均线
+6.9%
vs 50-day average相对50日均线
+10.0%
vs 200-day average相对200日均线
+9.0%
Golden cross (50>200)金叉（50>200）
not in effect未生效
MACDMACD
above signal位于信号线上方
Timeframe alignment多周期共振
Daily日线
momentum up动能向上
3-day3日线
momentum up动能向上
Weekly周线
momentum up动能向上
When daily through monthly point the same way, moves carry further.当日线到月线方向一致时，行情往往更有延续性。
Volatility regime波动状态
Range width percentile波幅宽度分位
79/100
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Earnings — full detail财务业绩 — 完整明细
Estimate revisions预期修正
Analysts covering覆盖分析师
4
Estimate direction预期调整方向
mostly raising多数上调
Estimate change, 90 days预期变化（90天）
+4.4%
Net upgrades, 30 days净上调（30天）
+4
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Ownership — full detail持仓 — 完整明细
Tracked funds holding it跟踪基金持仓
| Fund基金 | Grade评级 | Latest move最新动作 | % of book组合占比 | Position市值 |
|---|---|---|---|---|
| Himalaya Capital (Li Lu) | D | New position新建仓 | 1.6% | $52M |
Fund positioning基金持仓概览
Tracked funds in the name持有该股的跟踪基金
1
Buying vs selling买入vs卖出
1 : 0
Quarterly trend季度趋势
{'direction': 'distributing', 'n_quarters': 2, 'holders_first': 1, 'holders_last': 0, 'holders_delta': -1, 'value_change_pct': -100.0, 'from_period': '2026-03-31', 'to_period': '2026-06-30', 'available_on': '', 'available_on_first': '2026-05-15', 'holders_series': [1, 0]}{'direction': 'distributing', 'n_quarters': 2, 'holders_first': 1, 'holders_last': 0, 'holders_delta': -1, 'value_change_pct': -100.0, 'from_period': '2026-03-31', 'to_period': '2026-06-30', 'available_on': '', 'available_on_first': '2026-05-15', 'holders_series': [1, 0]}
Insiders & shorts内部人与空头
Insider net buying (6 months)内部人净买入（6个月）
-$13.9M
Insider buyers vs sellers内部人买家vs卖家
0 : 1
Short interest空头占流通盘
15.1%
Days to cover回补天数
8.8
Short interest change空头变化
-2.6%
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Seasonality — full detail季节性 — 完整明细
Strongest month最强月份
Mar · 100%
Weakest month最弱月份
Oct · 0%
Month by month逐月统计
| Month月份 | Closed higher收涨占比 | Median move中位涨跌 | Years年数 |
|---|---|---|---|
| Jan1月 | 33% | -3.0% | 3 |
| Feb2月 | 33% | -1.3% | 3 |
| Mar3月 | 100% | +2.0% | 3 |
| Apr4月 | 67% | +0.5% | 3 |
| May5月 | 67% | +5.7% | 3 |
| Jun6月 | 50% | +0.6% | 4 |
| Jul7月 | 75% | +6.8% | 4 |
| Aug8月 | 67% | +9.8% | 3 |
| Sep9月 | 100% | +1.5% | 3 |
| Oct10月 | 0% | -4.6% | 3 |
| Nov11月 | 67% | +0.1% | 3 |
| Dec12月 | 67% | +4.5% | 3 |
History is a tendency, not a promise — small samples wobble.历史规律只是倾向而非保证 — 样本少时波动大。
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。