Stocks股票 / Financials / PRAA

PRA Group Inc · Financials

PRAA US listed · USD美股 · 美元

PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia.PRA Group, Inc. 是一家公开交易的债务收购和催收公司，总部位于弗吉尼亚州诺福克。

Financials Russell 2000罗素2000 Speculative / unprofitable投机／未盈利
$19.39
Regular quote常规时段报价
-$0.52 · -2.88%
Extended quote unavailable. Showing the regular quote.盘前盘后报价暂不可用，现显示常规时段报价。
52w low52周低 $10.06high高 $22.59
Lagging — relative weakness落后 — 相对弱势 A normal mid-cycle dip below the 10-day average — the real cycle low isn't due for ~12+ trading days. Wait for support to hold, or for the next low to set up.这是跌破 10 日均线的正常周期中段回调——真正的周期低点要到约 12+ 个交易日后才会到来。等待支撑站稳，或等下一个低点构筑成形。 As of 2026-10-26截至 2026-10-26

Company news公司新闻

The latest reporting最新报道

One story, with the reporting behind it.将同一事件汇总，保留各来源报道。

Open in Terminal在终端打开
Checking access…正在检查访问权限…
Company intelligence公司情报

The latest call, in context把最新财报放回历史脉络

A synthesized event record across management commentary and recorded metrics. Read as context; verify exact wording in the transcript before relying.综合管理层表述与记录指标形成事件档案。仅供参考；使用前请在电话会原文中核对准确措辞。

Checking latest record正在检查最新记录

Live company record实时公司记录

JavaScript loads the source-bounded event record here. Open Terminal if the live module does not start.JavaScript 会在此加载受来源约束的事件记录。如实时模块未启动，请打开终端。

Continue with full transcript history继续查看完整电话会历史 ↗

Price chart价格图表

daily · interactive日线 · 可交互 Open in Terminal打开终端 ↗
Loading chart…图表加载中…
The interactive chart could not load here.互动图表暂时无法在此加载。 Open the live chart in Terminal在终端中打开实时图表 ↗
Candles, volume and moving averages — pan and zoom inside the chart.蜡烛图、成交量与均线 — 图内可缩放拖动。 MMastermind Terminal — live & interactiveMastermind 终端 — 实时互动 ↗

Technicals技术面

daily bars日线数据 · 2026-10-26
Momentum (RSI 14)动量（RSI 14） 46
Neutral zone中性区域
vs 50-day average相对50日均线 -1.3% below下方 Below trend跌破趋势
vs 200-day average相对200日均线 +11.1% above上方 Long trend up长期向上
Volatility波动率 14th percentile第14百分位
These readings feed the stance at the top — one source per number, refreshed nightly.以上读数构成页首的引擎立场 — 每个数字只有一个来源，每晚更新。

Earnings财务业绩

Estimates being cut预期下调

Post-earnings drift: -4.0% (20d)财报后漂移：-4.0%（20日）

Financials财务数据

fiscal years财年
Revenue营业收入 $1.2B2025
20202025
5-yr growth5年复合增速 2.4%
Earnings per share每股收益 $-7.792025
20202025
Free cash flow自由现金流 -$90.4M2025
20202025
Operating margin营业利润率
-2.5%
Net margin净利率
-25.4%
FCF margin自由现金流利润率
-7.1%
Balance-sheet quality财务体质 3/6 Return on equity股本回报率 -31% Watch关注

Capital allocation资本配置

Buybacks (TTM)回购（TTM）$20.0M
Stock-based comp股权薪酬$15.9M
Share count change (1y)股数变化（1年）-2.7%

Debt coming due到期债务

FY2025 10-K

In the 12-month bucket following fiscal period end 2025-12-31, it reported $10.0M due — about 0% of its disclosed principal.在财年期末 2025-12-31 之后12个月的区间内，已披露到期本金为 $10.0M，约占其披露本金的 0%。

All maturity buckets are measured from fiscal period end 2025-12-31, not from today.所有到期区间均从财年期末 2025-12-31 起算，而非从今天起算。

First 12 months after period end报告期末之后首12个月 $10.0M
Year 2第2年 $587.3M
Year 3第3年 $410.6M
Year 4第4年 $1.8B
Year 5第5年 $550.0M
After year 55年以后 $352.4M

Cash reported at 2025-12-31: $104409000.截至 2025-12-31 披露的现金：$104409000。 At the cash-burn pace reported over 2025-01-01 to 2025-12-31, that cash represented about 13.9 months. This scenario excludes debt payments and future financing.按 2025-01-01 至 2025-12-31 期间披露的现金消耗速度，该现金约对应 13.9 个月。此情景不包括债务偿还与未来融资。

Cash reported at 2025-12-31 covers 1044% of issuer-reported principal in the 12-month bucket following that fiscal period end.截至 2025-12-31 披露的现金可覆盖该财年期末之后12个月区间内发行人已披露到期本金的 1044%。

Cash shortfall against that reported principal: $0相对该已披露本金的现金缺口：$0。

Sources and cash-flow calculation来源与现金流计算

Figures are XBRL facts from one filing — no two years are mixed. Filing数据取自同一份文件中的 XBRL 事实，不跨文件拼接。文件 0001185348-26-000006, period ending报告期截至 2025-12-31, unit单位 USD. Cache acquired缓存获取时间: 2026-10-01T09:28:32.265395+00:00. 6/6 buckets reported.个区间有披露。

  • LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths
  • LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
  • LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
  • LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
  • LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive
  • LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive

Annual period年度区间 2025-01-01 — 2025-12-31 · USD · 10-K · 0001185348-26-000006 · Filed提交日期 2026-03-02.

Cache acquired缓存获取时间: 2026-10-01T09:28:32.265395+00:00 · Evaluated as of评估截至 2026-10-26.

  • Reported operating cash flow已披露经营活动现金流: $-85541000
  • Reported equipment spending (capex outflow)已披露设备支出（资本开支流出）: $4821000
  • Derived free cash flow (operating cash flow minus capex)计算所得自由现金流（经营现金流减资本开支）: $-90362000

Cash is the reported balance at period end. The runway scenario holds this annual cash-flow pace constant and excludes debt payments, restricted-cash adjustments and future financing.现金为期末已披露余额。现金跑道情景假设本年度现金流速度保持不变，不包括债务偿还、受限现金调整与未来融资。

Research context only — reported figures from SEC filings, not a rating, a signal or investment advice.仅供研究参考 — 数据摘自 SEC 文件披露口径，不构成评级、信号或投资建议。

Why is it moving为何波动

6 checks · nightly六项检查 · 每晚
Positioning持仓 Short interest changed -21.7%空头仓位变动 -21.7%
Technical技术面 BUY ZONE → NEARING A HIGH买入区 → 接近高点

Signal history信号历史

engine events引擎事件
UPTREND → NEARING A LOW上涨趋势 → 接近低点 GET READY. Mixed structure准备。结构混合
Oct 14, 2026
BUY ZONE → NEARING A HIGH买入区 → 接近高点
TAKE PROFITS止盈
Oct 14, 2026
PRAA daily MACD crossed downPRAA 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $19.81.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$19.81。
Oct 13, 2026
PRAA took relative-strength leadershipPRAA 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $20.47.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$20.47。
Oct 13, 2026
PRAA daily MACD crossed upPRAA 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $20.47.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$20.47。
Oct 8, 2026
PRAA took relative-strength leadershipPRAA 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $20.32.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$20.32。
Oct 7, 2026
NEARING A HIGH → BUY ZONE接近高点 → 买入区
BUY买入
Oct 6, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Oct 6, 2026
PRAA StochRSI turned up from oversoldPRAA StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $20.04.StochRSI重回20上方 — 下行动量趋缓的最早预警。$20.04。
Oct 1, 2026
PRAA printed a daily-cycle lowPRAA 打出日线周期低点
A confirmed local low — in this cycle framework the highest-odds long-entry window. $18.86.一个已确认的局部低点 — 在本周期框架中做多胜率最高的入场窗口。$18.86。
Sep 29, 2026
PRAA daily MACD crossed downPRAA 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $19.44.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$19.44。
Showing the last 15 of显示最近15条，共 166 signals条信号

Company profile公司档案

PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia.PRA Group, Inc. 是一家公开交易的债务收购和催收公司，总部位于弗吉尼亚州诺福克。

Style DNA — how it trades vs the market风格基因 — 相对市场的交易特征
Quality质量
Below market低于市场
Investment资本投入
Below market低于市场
Low volatility低波动
Below market低于市场
Low market beta低市场敏感度
Below market低于市场
Earnings quality盈利质量
Below market低于市场
Short interest空头兴趣
Below market低于市场
Watch items — what could change the story关注项 — 可能改变故事的因素
  • Capital intensity rising

The whole US universe — S&P 1500 and Russell 2000 — read nightly.覆盖标普1500与罗素2000全部成分股 — 每晚更新解读。

Signals, options positioning, smart-money moves and factor DNA — the same engine that wrote this page covers 2,700+ US stocks.信号、期权持仓、聪明钱动向与因子基因 — 撰写本页的引擎覆盖2700多只美股。

Browse all stocks浏览所有股票 Open Terminal打开终端

Research context only — not investment advice. Past patterns do not guarantee future results.仅供研究参考，不构成投资建议。历史规律不代表未来表现。

Data through数据截至 2026-10-26 · regenerated nightly每晚更新 · Generated生成于 2026-10-26 05:47 UTC · All coverage所有股票 · Analyzer分析器