Stocks股票 / Financials / RYAN

Ryan Specialty · Financials

RYAN US listed · USD美股 · 美元

Financials S&P 400标普400中盘 Financial金融股
$43.68
Regular quote常规时段报价
-$0.81 · -1.82%
Extended quote unavailable. Showing the regular quote.盘前盘后报价暂不可用，现显示常规时段报价。
52w low52周低 $28.38high高 $58.62
Extended — wait for a pullback过度拉伸 — 等待回撤 The low is already in and price has run. Wait for a pullback; hold if you're long.低点已经形成、价格已经拉升。等待回调再入场；若已持有可继续持有。 As of 2026-10-26截至 2026-10-26

Company news公司新闻

The latest reporting最新报道

One story, with the reporting behind it.将同一事件汇总，保留各来源报道。

Open in Terminal在终端打开
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Company intelligence公司情报

The latest call, in context把最新财报放回历史脉络

A synthesized event record across management commentary and recorded metrics. Read as context; verify exact wording in the transcript before relying.综合管理层表述与记录指标形成事件档案。仅供参考；使用前请在电话会原文中核对准确措辞。

Checking latest record正在检查最新记录

Live company record实时公司记录

JavaScript loads the source-bounded event record here. Open Terminal if the live module does not start.JavaScript 会在此加载受来源约束的事件记录。如实时模块未启动，请打开终端。

Continue with full transcript history继续查看完整电话会历史 ↗

Price chart价格图表

daily · interactive日线 · 可交互 Open in Terminal打开终端 ↗
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The interactive chart could not load here.互动图表暂时无法在此加载。 Open the live chart in Terminal在终端中打开实时图表 ↗
Candles, volume and moving averages — pan and zoom inside the chart.蜡烛图、成交量与均线 — 图内可缩放拖动。 MMastermind Terminal — live & interactiveMastermind 终端 — 实时互动 ↗

Technicals技术面

daily bars日线数据 · 2026-10-26
Momentum (RSI 14)动量（RSI 14） 66
Elevated偏高
vs 50-day average相对50日均线 +8.4% above上方 Uptrend intact趋势完好
vs 200-day average相对200日均线 +11.9% above上方 Long trend up长期向上
Volatility波动率 46th percentile第46百分位
These readings feed the stance at the top — one source per number, refreshed nightly.以上读数构成页首的引擎立场 — 每个数字只有一个来源，每晚更新。

Earnings财务业绩

next report下次财报 2026-10-29
4
days to go天后公布

Estimates being cut预期下调

Mixed — beat 2 of last 4 quarters表现不稳 — 近 4 季中 2 季超预期

+21.3% Jun 2026
+9.3% Mar 2026
-10.0% Dec 2025
0.0% Sep 2025

EPS surprise vs consensus, last quarters每股收益相对预期的超预期幅度（近几个季度） · average平均 5.2%

Financials财务数据

fiscal years财年
Revenue营业收入 $3.1B2025
20212025
5-yr growth5年复合增速 20.8%
Free cash flow自由现金流 $640.7M2025
20212025
Operating margin营业利润率
16.2%
Net margin净利率
2.1%
FCF margin自由现金流利润率
21.1%
Balance-sheet quality财务体质 5/7 Return on equity股本回报率 10% Clean稳健

Leverage杠杆

Net debt / EBITDA净债务/EBITDA6.30

Capital allocation资本配置

Buybacks (TTM)回购（TTM）$40.0M
Stock-based comp股权薪酬$69.5M

Debt coming due到期债务

FY2025 10-K

In the 12-month bucket following fiscal period end 2025-12-31, it reported $54.8M due — about 2% of its disclosed principal.在财年期末 2025-12-31 之后12个月的区间内，已披露到期本金为 $54.8M，约占其披露本金的 2%。

All maturity buckets are measured from fiscal period end 2025-12-31, not from today.所有到期区间均从财年期末 2025-12-31 起算，而非从今天起算。

First 12 months after period end报告期末之后首12个月 $54.8M
Year 2第2年 $17.0M
Year 3第3年 $17.0M
Year 4第4年 $90.2M
Year 5第5年 $17.0M
After year 55年以后 $3.2B

A cash-flow scenario is unavailable until the filing inputs are verified.报告数据核实前，现金流情景暂不可用。

Capital-need coverage is partial; incomplete or incompatible filing inputs are not combined.资本需求覆盖信息不完整；不会合并不完整或不兼容的报告数据。

Any available cash-flow scenario is context only. Missing or incompatible inputs are not replaced with zero or a financing forecast.可用现金流情景仅供参考；缺失或不兼容的输入不以零值或融资预测替代。

Sources and cash-flow calculation来源与现金流计算

Figures are XBRL facts from one filing — no two years are mixed. Filing数据取自同一份文件中的 XBRL 事实，不跨文件拼接。文件 0001849253-26-000006, period ending报告期截至 2025-12-31, unit单位 USD. Cache acquired缓存获取时间: 2026-10-02T09:11:57.871298+00:00. 6/6 buckets reported.个区间有披露。

  • LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths
  • LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
  • LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
  • LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
  • LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive
  • LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive
Research context only — reported figures from SEC filings, not a rating, a signal or investment advice.仅供研究参考 — 数据摘自 SEC 文件披露口径，不构成评级、信号或投资建议。

Why is it moving为何波动

6 checks · nightly六项检查 · 每晚
Macro宏观 Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓 Insider cluster activity内部人集中交易
Technical技术面 RYAN took relative-strength leadershipRYAN 取得相对强弱领先

Ownership & smart money持仓与聪明钱

13F

Insider activity:内部人动向： +$2.9M net (5 buyers, 2 sellers)+$2.9M 净值（5 买家，2 卖家）

Signal history信号历史

engine events引擎事件
BOTTOMING → NEARING A HIGH筑底中 → 接近高点 TAKE PROFITS. A daily bottoming setup did fire (swing low in, momentum turned up), but it's LATE — price is already extended above the cycle low (formed ~22 day(s) ago @ 36.17) and momentum is fading — the daily momentum is already rolling over. A momentum cross is a LAGGING confirmation: after a vertical run it only triggers once the move is mature, so the bottoming entry has already passed. This is a chase, not a fresh buy. Last cycle was left-translated (topped early) — a bearish structural tell止盈。日线筑底形态确实已经触发（摆动低点出现、动量转向上行），但为时已晚——价格已显著高于周期低点（约 22 天前形成 @ 36.17）且动量正在衰竭——日线动量已开始掉头向下。动量交叉属于滞后确认：在垂直拉升之后，只有当走势已经成熟时才会触发，因此筑底入场早已错过。这是追高，而非新的买入。 上一周期为左移结构（见顶偏早）——属于看空的结构性信号
Oct 22, 2026
RYAN took relative-strength leadershipRYAN 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $44.49.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$44.49。
Oct 22, 2026
RYAN RSI reached overboughtRYAN RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $44.49.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$44.49。
Oct 16, 2026
UNCONFIRMED TURN → BOTTOMING未确认转向 → 筑底中
BUY SETUP买入预备
Oct 16, 2026
RYAN weekly MACD crossed upRYAN 周线MACD上穿
The weekly MACD histogram turned positive — the slower, less-whippy momentum read.周线MACD柱状图转正 — 更慢、更少来回的动量信号。
Oct 15, 2026
RYAN reclaimed its 200-day averageRYAN 收复200日均线
Price closed back above the 200-day moving average — the classic bull dividing line. $40.04.收盘重回200日均线 — 经典的多头分界线。$40.04。
Oct 13, 2026
NEARING A LOW → UPTREND接近低点 → 上涨趋势
HOLD持有
Oct 9, 2026
RYAN weekly MACD crossed downRYAN 周线MACD下穿
The weekly MACD histogram turned negative — the slower, less-whippy momentum read.周线MACD柱状图转负 — 更慢、更少来回的动量信号。
Oct 7, 2026
UNCONFIRMED TURN → NEARING A LOW未确认转向 → 接近低点
GET READY准备
Oct 5, 2026
DOWNTREND → UNCONFIRMED TURN下跌趋势 → 未确认转向
HIGH-RISK · NIMBLE ONLY高风险 · 仅限灵活操作
Oct 5, 2026
RYAN daily MACD crossed upRYAN 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $37.98.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$37.98。
Showing the last 15 of显示最近15条，共 260 signals条信号

Company profile公司档案

Style DNA — how it trades vs the market风格基因 — 相对市场的交易特征
Quality质量
Below market低于市场
Investment资本投入
Below market低于市场
Low volatility低波动
Below market低于市场
Low market beta低市场敏感度
Above market高于市场
Earnings quality盈利质量
Below market低于市场
Short interest空头兴趣
Above market高于市场

The whole US universe — S&P 1500 and Russell 2000 — read nightly.覆盖标普1500与罗素2000全部成分股 — 每晚更新解读。

Signals, options positioning, smart-money moves and factor DNA — the same engine that wrote this page covers 2,700+ US stocks.信号、期权持仓、聪明钱动向与因子基因 — 撰写本页的引擎覆盖2700多只美股。

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Research context only — not investment advice. Past patterns do not guarantee future results.仅供研究参考，不构成投资建议。历史规律不代表未来表现。

Data through数据截至 2026-10-26 · regenerated nightly每晚更新 · Generated生成于 2026-10-26 05:47 UTC · All coverage所有股票 · Analyzer分析器