Stocks股票 / UPST
$28.82
-$0.69 · -2.34%
52w low52周低 $23.24high高 $86.17
Neutral — no clear edge中性 — 无明显优势
A cycle low is due in roughly ~0–2 trading days — watch for the turn, don't front-run it.周期低点预计在约 ~0–2 个交易日内出现——等待转向，切勿抢跑。
Engine read引擎解读 · 2026-07-21
Price chart价格图表
daily · interactive日线 · 可交互
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Candles, volume and moving averages — pan and zoom inside the chart.蜡烛图、成交量与均线 — 图内可缩放拖动。
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Technicals技术面
daily bars日线数据 · 2026-07-21
Momentum (RSI 14)动量（RSI 14）
37
Depressed偏低
vs 50-day average相对50日均线
-7.8% below下方
Below trend跌破趋势
vs 200-day average相对200日均线
-22.4% below下方
Long trend down长期向下
Volatility波动率
2th percentile第2百分位
These readings feed the stance at the top — one source per number, refreshed nightly.以上读数构成页首的引擎立场 — 每个数字只有一个来源，每晚更新。
Earnings财务业绩
Why is it moving为何波动
6 checks · nightly六项检查 · 每晚
Sector / Theme行业/主题
Payments & Fintech theme — #9 of 46 themes「支付与金融科技」主题 — 46 个主题中第 9 位
Positioning持仓
Quiet — no confirmed driver平静 — 无明确驱动
Technical技术面
UPST daily MACD crossed downUPST 日线MACD下穿
Options positioning期权持仓
as of last close截至上一收盘Market makers are net short gamma — price moves may amplify做市商净持有负伽玛，价格波动可能被放大
Expected daily move预期日波动
±6.06%
Expected weekly move预期周波动
±13.54%
Gamma flip伽玛翻转位
$34
25d risk reversal25d风险逆转
-1.3%
Flow:资金流向： $4M premium traded; 24% 0DTE; 48 fresh positions; P/C 0.76; ~leans bullish (direction approx)成交权利金 $4M；0DTE占24%；48个新建仓；看跌看涨比 0.76；≈偏看涨（方向近似）
Skew: balanced偏斜：balanced
Call and put walls are plotted on the Trade levels ladder →看涨/看跌期权墙已标注在「交易点位」阶梯上 →
Ownership & smart money持仓与聪明钱
13FConcentrated ownership集中持仓
| Fund基金 | Grade评级 | Latest move最新动作 | % of book组合占比 | As of截至 |
|---|---|---|---|---|
| Coatue Management | A | New position新建仓 | 0.1% | 2026-03-31 |
Signal history信号历史
engine events引擎事件
BOTTOMING → NEARING A LOW筑底中 → 接近低点
GET READY. Day 45 of a typical 23-44-day cycle — inside the window where lows usually form, and short-term momentum is washed out. No confirmed turn yet准备。典型 23-44 天周期的第 45 天——处于低点通常形成的窗口内，且短期动量已被洗净。尚无确认的转向
Jul 8, 2026
UPST daily MACD crossed downUPST 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $31.81.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$31.81。
Jul 6, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 2, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jun 29, 2026
BUY ZONE → BOTTOMING买入区 → 筑底中
BUY SETUP买入预备
Jun 26, 2026
UPST took relative-strength leadershipUPST 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $33.66.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$33.66。
Jun 24, 2026
UPTREND → BUY ZONE上涨趋势 → 买入区
BUY买入
Jun 24, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jun 24, 2026
UPST daily MACD crossed upUPST 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $32.65.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$32.65。
Jun 23, 2026
NEARING A LOW → UPTREND接近低点 → 上涨趋势
HOLD持有
Jun 23, 2026
UPST daily MACD crossed downUPST 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $31.46.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$31.46。
Showing the last 15 of显示最近15条，共 149 signals条信号
Company profile公司档案
The whole US universe — S&P 1500 and Russell 2000 — read nightly.覆盖标普1500与罗素2000全部成分股 — 每晚更新解读。
Signals, options positioning, smart-money moves and factor DNA — the same engine that wrote this page covers 2,700+ US stocks.信号、期权持仓、聪明钱动向与因子基因 — 撰写本页的引擎覆盖2700多只美股。
Statistics — full detail统计数据 — 完整明细
Price history价格历史
| Period周期 | This stock本股 | S&P 500标普500 |
|---|---|---|
| 1 Week近1周 | -8.4% | -0.9% |
| 1 Month近1月 | -11.1% | -0.6% |
| 3 Months近3月 | -13.2% | +5.4% |
| 6 Months近6月 | -37.5% | +8.6% |
| Year to date年初至今 | -37.1% | +8.9% |
| 1 Year近1年 | -63.2% | +19.2% |
Trading information交易信息
Volatility rank波动率分位
2th pctile
Off 52-week high距52周高点
-65.7%
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Technicals — full detail技术面 — 完整明细
Indicator readings指标读数
RSI (14-day)RSI（14日）
37
RSI (2-day)RSI（2日）
2
vs 20-day average相对20日均线
-11.6%
vs 50-day average相对50日均线
-7.8%
vs 200-day average相对200日均线
-22.4%
Golden cross (50>200)金叉（50>200）
not in effect未生效
MACDMACD
below signal位于信号线下方
Timeframe alignment多周期共振
Daily日线
momentum down动能向下
3-day3日线
momentum up动能向上
Weekly周线
momentum up动能向上
When daily through monthly point the same way, moves carry further.当日线到月线方向一致时，行情往往更有延续性。
Volatility regime波动状态
Range width percentile波幅宽度分位
44/100
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Options — full detail期权持仓 — 完整明细
Dealer positioning map做市商持仓地图
Call wall看涨期权墙
$30
Put wall看跌期权墙
$28
Gamma flip伽玛翻转位
$34
Upside magnet上方磁吸位
$30
Downside magnet下方磁吸位
$28
Net dealer gamma做市商净伽玛
+$0.0B
Distance to flip距翻转位
-18.2%
Walls and magnets are strikes with heavy open interest — price often slows or gravitates there.期权墙与磁吸位是未平仓集中的行权价 — 价格常在附近减速或被吸引。
Volatility pricing波动率定价
Implied volatility (30d)隐含波动率（30天）
1%
25-delta risk reversal25-delta风险逆转
-1.3%
Call-put IV spread看涨-看跌IV价差
-0.0pp
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Ownership — full detail持仓 — 完整明细
Tracked funds holding it跟踪基金持仓
| Fund基金 | Grade评级 | Latest move最新动作 | % of book组合占比 | Position市值 |
|---|---|---|---|---|
| Coatue Management | A | New position新建仓 | 0.1% | $22M |
Fund positioning基金持仓概览
Tracked funds in the name持有该股的跟踪基金
1
Buying vs selling买入vs卖出
1 : 0
Quarterly trend季度趋势
{'direction': 'distributing', 'n_quarters': 14, 'holders_first': 1, 'holders_last': 0, 'holders_delta': -1, 'value_change_pct': -100.0, 'from_period': '2023-03-31', 'to_period': '2026-06-30', 'available_on': '', 'available_on_first': '2023-05-15', 'holders_series': [1, 2, 2, 1, 1, 1, 1, 1, 1, 1, 1, 0, 1, 0]}{'direction': 'distributing', 'n_quarters': 14, 'holders_first': 1, 'holders_last': 0, 'holders_delta': -1, 'value_change_pct': -100.0, 'from_period': '2023-03-31', 'to_period': '2026-06-30', 'available_on': '', 'available_on_first': '2023-05-15', 'holders_series': [1, 2, 2, 1, 1, 1, 1, 1, 1, 1, 1, 0, 1, 0]}
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。