Positive context积极背景
Stocks股票 / Financials / BWIN
Baldwin Insurance Group Inc · Financials
BWIN US listed · USD美股 · 美元
Financials
Russell 2000罗素2000
Speculative / unprofitable投机／未盈利
$31.89
-$0.04 · -0.13%
52w low52周低 $15.74high高 $33.26
Extended — wait for a pullback过度拉伸 — 等待回撤
The low is already in and price has run. Wait for a pullback; hold if you're long.低点已经形成、价格已经拉升。等待回调再入场；若已持有可继续持有。
As of 2026-09-23截至 2026-09-23
Company intelligence公司情报
The latest call, in context把最新财报放回历史脉络
A synthesized event record across management commentary and recorded metrics. Read as context; verify exact wording in the transcript before relying.综合管理层表述与记录指标形成事件档案。仅供参考；使用前请在电话会原文中核对准确措辞。
Live company record实时公司记录
JavaScript loads the source-bounded event record here. Open Terminal if the live module does not start.JavaScript 会在此加载受来源约束的事件记录。如实时模块未启动，请打开终端。
Continue with full transcript history继续查看完整电话会历史 ↗Pressure context压力背景
History mode历史模式
Context only仅供参考 · not a signal or recommendation不构成信号或建议
Narrative claims may await line-level citation; verify in the transcript.叙述性内容可能仍待逐行引用，请在电话会原文中核对。
Price chart价格图表
daily · interactive日线 · 可交互
Open in Terminal打开终端 ↗
Loading chart…图表加载中…
The interactive chart could not load here.互动图表暂时无法在此加载。
Open the live chart in Terminal在终端中打开实时图表 ↗
Candles, volume and moving averages — pan and zoom inside the chart.蜡烛图、成交量与均线 — 图内可缩放拖动。
MMastermind Terminal — live & interactiveMastermind 终端 — 实时互动 ↗
Technicals技术面
daily bars日线数据 · 2026-09-23
Momentum (RSI 14)动量（RSI 14）
58
Neutral zone中性区域
vs 50-day average相对50日均线
+8.2% above上方
Uptrend intact趋势完好
vs 200-day average相对200日均线
+32.7% above上方
Long trend up长期向上
Volatility波动率
21th percentile第21百分位
These readings feed the stance at the top — one source per number, refreshed nightly.以上读数构成页首的引擎立场 — 每个数字只有一个来源，每晚更新。
Earnings财务业绩
next report下次财报 2026-11-0341
Mixed — beat 1 of last 4 quarters表现不稳 — 近 4 季中 1 季超预期
EPS surprise vs consensus, last quarters每股收益相对预期的超预期幅度（近几个季度） · average平均 -18.8%
Financials财务数据
fiscal years财年Revenue营业收入
$1.5B2025
20202025
Earnings per share每股收益
$-0.502025
20202025
Free cash flow自由现金流
-$68.9M2025
20202025
Operating margin营业利润率
4.9%
Net margin净利率
-3.6%
FCF margin自由现金流利润率
-2.0%
Balance-sheet quality财务体质 2/6
Return on equity股本回报率 -9%
Watch关注
Leverage杠杆
Net debt / EBITDA净债务/EBITDA-0.55
Current ratio流动比率1.16
Debt coming due到期债务
FY2025 10-KIn the 12-month bucket following fiscal period end 2025-12-31, it reported $12.6M due — about 1% of its disclosed principal.在财年期末 2025-12-31 之后12个月的区间内，已披露到期本金为 $12.6M，约占其披露本金的 1%。
All maturity buckets are measured from fiscal period end 2025-12-31, not from today.所有到期区间均从财年期末 2025-12-31 起算，而非从今天起算。
First 12 months after period end报告期末之后首12个月
$12.6M
Year 2第2年
$10.1M
Year 3第3年
$10.1M
Year 4第4年
$10.1M
Year 5第5年
$10.1M
After year 55年以后
$1.6B
A cash-flow scenario is unavailable until the filing inputs are verified.报告数据核实前，现金流情景暂不可用。
Capital-need coverage is partial; incomplete or incompatible filing inputs are not combined.资本需求覆盖信息不完整；不会合并不完整或不兼容的报告数据。
Any available cash-flow scenario is context only. Missing or incompatible inputs are not replaced with zero or a financing forecast.可用现金流情景仅供参考；缺失或不兼容的输入不以零值或融资预测替代。
Sources and cash-flow calculation来源与现金流计算
Figures are XBRL facts from one filing — no two years are mixed. Filing数据取自同一份文件中的 XBRL 事实，不跨文件拼接。文件
0001781755-26-000018, period ending报告期截至 2025-12-31, unit单位 USD.
Cache acquired缓存获取时间: 2026-09-22T07:58:58.253280+00:00.
6/6 buckets reported.个区间有披露。
LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonthsLongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwoLongTermDebtMaturitiesRepaymentsOfPrincipalInYearThreeLongTermDebtMaturitiesRepaymentsOfPrincipalInYearFourLongTermDebtMaturitiesRepaymentsOfPrincipalInYearFiveLongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive
Research context only — reported figures from SEC filings, not a rating, a signal or investment advice.仅供研究参考 — 数据摘自 SEC 文件披露口径，不构成评级、信号或投资建议。
Why is it moving为何波动
6 checks · nightly六项检查 · 每晚
News新闻
1 recent stories — mixed1 篇最新报道，多空参半
Positioning持仓
Insider cluster activity内部人集中交易
Technical技术面
BWIN daily MACD crossed upBWIN 日线MACD上穿
Ownership & smart money持仓与聪明钱
13FInsider activity:内部人动向： -$6.1M net (1 buyers, 2 sellers)-$6.1M 净值（1 买家，2 卖家）
Signal history信号历史
engine events引擎事件
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS. A daily bottoming setup did fire (swing low in, momentum turned up), but it's LATE — price is already extended above the cycle low (formed ~8 day(s) ago @ 28.23) and momentum is fading — the daily momentum is already rolling over. A momentum cross is a LAGGING confirmation: after a vertical run it only triggers once the move is mature, so the bottoming entry has already passed. This is a chase, not a fresh buy. Last cycle was left-translated (topped early) — a bearish structural tell止盈。日线筑底形态确实已经触发（摆动低点出现、动量转向上行），但为时已晚——价格已显著高于周期低点（约 8 天前形成 @ 28.23）且动量正在衰竭——日线动量已开始掉头向下。动量交叉属于滞后确认：在垂直拉升之后，只有当走势已经成熟时才会触发，因此筑底入场早已错过。这是追高，而非新的买入。 上一周期为左移结构（见顶偏早）——属于看空的结构性信号
Sep 16, 2026
BWIN daily MACD crossed upBWIN 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $32.04.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$32.04。
Sep 14, 2026
BWIN took relative-strength leadershipBWIN 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $32.00.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$32.00。
Sep 14, 2026
BWIN made a new 52-week highBWIN 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $32.00.价格创出52周新高 — 全市场关注的动量/趋势极值。$32.00。
Sep 11, 2026
BWIN StochRSI turned up from oversoldBWIN StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $29.65.StochRSI重回20上方 — 下行动量趋缓的最早预警。$29.65。
Sep 10, 2026
NEARING A LOW → BOTTOMING接近低点 → 筑底中
BUY SETUP买入预备
Sep 9, 2026
BOTTOMING → NEARING A LOW筑底中 → 接近低点
GET READY准备
Sep 8, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Sep 4, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Showing the last 15 of显示最近15条，共 162 signals条信号
Company profile公司档案
Recent news最新动态
The whole US universe — S&P 1500 and Russell 2000 — read nightly.覆盖标普1500与罗素2000全部成分股 — 每晚更新解读。
Signals, options positioning, smart-money moves and factor DNA — the same engine that wrote this page covers 2,700+ US stocks.信号、期权持仓、聪明钱动向与因子基因 — 撰写本页的引擎覆盖2700多只美股。
Statistics — full detail统计数据 — 完整明细
Price history价格历史
| Period周期 | This stock本股 | S&P 500标普500 |
|---|---|---|
| 1 Week近1周 | -0.3% | +1.9% |
| 1 Month近1月 | +-0.0% | +1.3% |
| 3 Months近3月 | +30.8% | +5.7% |
| 6 Months近6月 | +50.1% | +18.4% |
| Year to date年初至今 | +34.1% | +14.1% |
| 1 Year近1年 | +4.4% | +17.8% |
Trading information交易信息
Volatility rank波动率分位
21th pctile
Off 52-week high距52周高点
-1.8%
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Financials — full detail财务数据 — 完整明细
Multi-year record多年财务记录
| 20202020 | 20212021 | 20222022 | 20232023 | 20242024 | 20252025 | |
|---|---|---|---|---|---|---|
| Revenue营业收入 | — | — | — | $1.2B | $1.4B | $1.5B |
| EPS每股收益 | $-0.58 | $-0.64 | $-0.74 | $-1.50 | $-0.39 | $-0.50 |
| Free cash flow自由现金流 | $31M | $35M | $-24M | $23M | $61M | $-69M |
| Gross margin毛利率 | — | — | — | — | — | — |
| Net margin净利率 | — | — | — | -7.4% | -1.8% | -2.2% |
| FCF margin自由现金流利润率 | — | — | — | 1.9% | 4.4% | -4.6% |
Latest fiscal year最近财年
Revenue (FY)营业收入（财年）
$1.5B
Net income净利润
$-54M
Operating cash flow经营现金流
$-29M
Total assets总资产
$3.9B
Shareholder equity股东权益
$600M
Returns & growth回报与增长
Return on equity股本回报率
-9.0%
Return on assets资产回报率
-1.4%
Asset growth资产增速
+9.3%
Accounting quality checks会计质量检查
- Earnings quality: accruals trending up over 6 fiscal years — earnings increasingly not cash-backed盈利质量：应计利润在 6 个财年间走高——盈利的现金支撑减弱
- Capital discipline: investment near the peer median资本纪律：投资力度接近同业中位
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Technicals — full detail技术面 — 完整明细
Indicator readings指标读数
RSI (14-day)RSI（14日）
58
RSI (2-day)RSI（2日）
46
vs 20-day average相对20日均线
+3.4%
vs 50-day average相对50日均线
+8.2%
vs 200-day average相对200日均线
+32.7%
Golden cross (50>200)金叉（50>200）
in effect生效中
MACDMACD
above signal位于信号线上方
Timeframe alignment多周期共振
Daily日线
momentum up动能向上
3-day3日线
momentum up动能向上
Weekly周线
momentum up动能向上
When daily through monthly point the same way, moves carry further.当日线到月线方向一致时，行情往往更有延续性。
Volatility regime波动状态
Range state波幅状态
CompressedCOMPRESSED
Days compressed已压缩天数
3
Range width percentile波幅宽度分位
23/100
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Earnings — full detail财务业绩 — 完整明细
Surprise history超预期历史
| Quarter季度 | Reported实际 | Expected预期 | Surprise超预期 |
|---|---|---|---|
| Jun 2026 | $0.28 | $0.28 | 0.0% |
| Mar 2026 | $0.52 | $0.44 | +18.2% |
| Dec 2025 | $0.03 | $0.17 | -82.3% |
| Sep 2025 | $0.16 | $0.18 | -11.1% |
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Ownership — full detail持仓 — 完整明细
Insiders & shorts内部人与空头
Insider net buying (6 months)内部人净买入（6个月）
-$6.1M
Insider buyers vs sellers内部人买家vs卖家
1 : 2
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。