Positive context积极背景
Stocks股票 / Financials / FBIZ
First Business Financial Services Inc · Financials
FBIZ US listed · USD美股 · 美元
Financials
Russell 2000罗素2000
$74.87
Regular quote常规时段报价
-$2.44 · -3.16%
Extended quote unavailable. Showing the regular quote.盘前盘后报价暂不可用，现显示常规时段报价。
Pre-market盘前
·
52w low52周低 $48.67high高 $78.55
Extended — wait for a pullback过度拉伸 — 等待回撤
The low is already in and price has run. Wait for a pullback; hold if you're long.低点已经形成、价格已经拉升。等待回调再入场；若已持有可继续持有。
As of 2026-11-05截至 2026-11-05
Company news公司新闻
The latest reporting最新报道
One story, with the reporting behind it.将同一事件汇总，保留各来源报道。
Company intelligence公司情报
The latest call, in context把最新财报放回历史脉络
A synthesized event record across management commentary and recorded metrics. Read as context; verify exact wording in the transcript before relying.综合管理层表述与记录指标形成事件档案。仅供参考；使用前请在电话会原文中核对准确措辞。
Live company record实时公司记录
JavaScript loads the source-bounded event record here. Open Terminal if the live module does not start.JavaScript 会在此加载受来源约束的事件记录。如实时模块未启动，请打开终端。
Continue with full transcript history继续查看完整电话会历史 ↗Pressure context压力背景
History mode历史模式
Context only仅供参考 · not a signal or recommendation不构成信号或建议
Narrative claims may await line-level citation; verify in the transcript.叙述性内容可能仍待逐行引用，请在电话会原文中核对。
Price chart价格图表
daily · interactive日线 · 可交互
Open in Terminal打开终端 ↗
Loading chart…图表加载中…
The interactive chart could not load here.互动图表暂时无法在此加载。
Open the live chart in Terminal在终端中打开实时图表 ↗
Candles, volume and moving averages — pan and zoom inside the chart.蜡烛图、成交量与均线 — 图内可缩放拖动。
MMastermind Terminal — live & interactiveMastermind 终端 — 实时互动 ↗
Technicals技术面
daily bars日线数据 · 2026-11-05
Momentum (RSI 14)动量（RSI 14）
59
Neutral zone中性区域
vs 50-day average相对50日均线
+4.6% above上方
Uptrend intact趋势完好
vs 200-day average相对200日均线
+19.7% above上方
Long trend up长期向上
Volatility波动率
57th percentile第57百分位
These readings feed the stance at the top — one source per number, refreshed nightly.以上读数构成页首的引擎立场 — 每个数字只有一个来源，每晚更新。
Earnings财务业绩
Financials财务数据
fiscal years财年Earnings per share每股收益
$5.942025
20192025
5-yr growth5年复合增速 17.3%
Free cash flow自由现金流
$61.1M2025
20192025
Balance-sheet quality财务体质 4/5
Return on equity股本回报率 14%
Clean稳健
Capital allocation资本配置
Stock-based comp股权薪酬$2.8M
Share count change (1y)股数变化（1年）+0.4%
Debt coming due到期债务
FY2025 10-KIn the 12-month bucket following fiscal period end 2025-12-31, it reported $125.2M due — about 50% of its disclosed principal.在财年期末 2025-12-31 之后12个月的区间内，已披露到期本金为 $125.2M，约占其披露本金的 50%。
All maturity buckets are measured from fiscal period end 2025-12-31, not from today.所有到期区间均从财年期末 2025-12-31 起算，而非从今天起算。
First 12 months after period end报告期末之后首12个月
$125.2M
Year 2第2年
$10.0M
Year 3第3年
$10.4M
Year 4第4年
$23.9M
Year 5第5年
$20.0M
After year 55年以后
$62.4M
Cash reported at 2025-12-31: $39485000.截至 2025-12-31 披露的现金：$39485000。 Operating cash flow exceeded or equaled equipment spending over 2025-01-01 to 2025-12-31; no cash burn to measure.在 2025-01-01 至 2025-12-31 期间，经营现金流不低于设备支出，无可衡量的现金消耗。
Cash reported at 2025-12-31 covers 32% of issuer-reported principal in the 12-month bucket following that fiscal period end.截至 2025-12-31 披露的现金可覆盖该财年期末之后12个月区间内发行人已披露到期本金的 32%。
Cash shortfall against that reported principal: $85749000相对该已披露本金的现金缺口：$85749000。
Sources and cash-flow calculation来源与现金流计算
Figures are XBRL facts from one filing — no two years are mixed. Filing数据取自同一份文件中的 XBRL 事实，不跨文件拼接。文件
0001193125-26-071523, period ending报告期截至 2025-12-31, unit单位 USD.
Cache acquired缓存获取时间: 2026-10-26T08:11:19.084549+00:00.
6/6 buckets reported.个区间有披露。
LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonthsLongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwoLongTermDebtMaturitiesRepaymentsOfPrincipalInYearThreeLongTermDebtMaturitiesRepaymentsOfPrincipalInYearFourLongTermDebtMaturitiesRepaymentsOfPrincipalInYearFiveLongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive
Annual period年度区间 2025-01-01 — 2025-12-31 · USD · 10-K · 0001193125-26-071523 · Filed提交日期 2026-02-25.
Cache acquired缓存获取时间: 2026-10-26T08:11:19.084549+00:00 · Evaluated as of评估截至 2026-11-07.
- Reported operating cash flow已披露经营活动现金流: $61696000
- Reported equipment spending (capex outflow)已披露设备支出（资本开支流出）: $595000
- Derived free cash flow (operating cash flow minus capex)计算所得自由现金流（经营现金流减资本开支）: $61101000
Cash is the reported balance at period end. The runway scenario holds this annual cash-flow pace constant and excludes debt payments, restricted-cash adjustments and future financing.现金为期末已披露余额。现金跑道情景假设本年度现金流速度保持不变，不包括债务偿还、受限现金调整与未来融资。
Research context only — reported figures from SEC filings, not a rating, a signal or investment advice.仅供研究参考 — 数据摘自 SEC 文件披露口径，不构成评级、信号或投资建议。
Why is it moving为何波动
6 checks · nightly六项检查 · 每晚
Positioning持仓
Insider cluster activity内部人集中交易
Technical技术面
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
Ownership & smart money持仓与聪明钱
13FInsider activity:内部人动向： -$0.1M net (0 buyers, 1 sellers)-$0.1M 净值（0 买家，1 卖家）
Signal history信号历史
engine events引擎事件
UNCONFIRMED TURN → NEARING A HIGH未确认转向 → 接近高点
TAKE PROFITS. A daily bottoming setup did fire (swing low in, momentum turned up), but it's LATE — price is already extended above the cycle low (formed ~16 day(s) ago @ 69.3) and momentum is fading — the daily momentum is already rolling over. A momentum cross is a LAGGING confirmation: after a vertical run it only triggers once the move is mature, so the bottoming entry has already passed. This is a chase, not a fresh buy止盈。日线筑底形态确实已经触发（摆动低点出现、动量转向上行），但为时已晚——价格已显著高于周期低点（约 16 天前形成 @ 69.3）且动量正在衰竭——日线动量已开始掉头向下。动量交叉属于滞后确认：在垂直拉升之后，只有当走势已经成熟时才会触发，因此筑底入场早已错过。这是追高，而非新的买入
Nov 6, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Oct 30, 2026
FBIZ RSI reached overboughtFBIZ RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $75.40.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$75.40。
Oct 29, 2026
FBIZ took relative-strength leadershipFBIZ 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $73.76.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$73.76。
Oct 29, 2026
FBIZ made a new 52-week highFBIZ 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $73.76.价格创出52周新高 — 全市场关注的动量/趋势极值。$73.76。
Oct 26, 2026
FBIZ made a new 52-week highFBIZ 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $72.79.价格创出52周新高 — 全市场关注的动量/趋势极值。$72.79。
Oct 22, 2026
FBIZ took relative-strength leadershipFBIZ 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $72.50.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$72.50。
Oct 20, 2026
FBIZ daily MACD crossed upFBIZ 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $71.00.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$71.00。
Oct 16, 2026
NEARING A LOW → UPTREND接近低点 → 上涨趋势
HOLD持有
Showing the last 15 of显示最近15条，共 170 signals条信号
Company profile公司档案
The whole US universe — S&P 1500 and Russell 2000 — read nightly.覆盖标普1500与罗素2000全部成分股 — 每晚更新解读。
Signals, options positioning, smart-money moves and factor DNA — the same engine that wrote this page covers 2,700+ US stocks.信号、期权持仓、聪明钱动向与因子基因 — 撰写本页的引擎覆盖2700多只美股。
Statistics — full detail统计数据 — 完整明细
Price history价格历史
| Period周期 | This stock本股 | S&P 500标普500 |
|---|---|---|
| 1 Week近1周 | +1.5% | -4.7% |
| 1 Month近1月 | +5.9% | -5.9% |
| 3 Months近3月 | +5.8% | -5.0% |
| 6 Months近6月 | +32.3% | -0.1% |
| Year to date年初至今 | +41.4% | +8.1% |
| 1 Year近1年 | +46.8% | +9.3% |
Trading information交易信息
Volatility rank波动率分位
57th pctile
EPS (trailing)每股收益
$6.04
Off 52-week high距52周高点
-3.7%
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Financials — full detail财务数据 — 完整明细
Multi-year record多年财务记录
| 20192019 | 20202020 | 20212021 | 20222022 | 20242024 | 20252025 | |
|---|---|---|---|---|---|---|
| Revenue营业收入 | — | — | — | — | — | — |
| EPS每股收益 | $2.68 | $1.97 | $4.33 | $4.75 | $5.20 | $5.94 |
| Free cash flow自由现金流 | $29M | $26M | $49M | $35M | $57M | $61M |
| Gross margin毛利率 | — | — | — | — | — | — |
| Net margin净利率 | — | — | — | — | — | — |
| FCF margin自由现金流利润率 | — | — | — | — | — | — |
Latest fiscal year最近财年
Net income净利润
$50M
Operating cash flow经营现金流
$62M
Total assets总资产
$4.1B
Shareholder equity股东权益
$372M
Dividends paid股息支出
$10M
Buybacks股票回购
$1M
Shares outstanding总股本
0.01B
Returns & growth回报与增长
Return on equity股本回报率
13.5%
Return on assets资产回报率
1.2%
Profit growth利润增速
+13.7%
Asset growth资产增速
+5.9%
Accounting quality checks会计质量检查
- Earnings quality: accruals near the peer median盈利质量：应计利润接近同业中位
- Capital discipline: investment near the peer median资本纪律：投资力度接近同业中位
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Technicals — full detail技术面 — 完整明细
Indicator readings指标读数
RSI (14-day)RSI（14日）
59
RSI (2-day)RSI（2日）
22
vs 20-day average相对20日均线
+3.3%
vs 50-day average相对50日均线
+4.6%
vs 200-day average相对200日均线
+19.7%
Golden cross (50>200)金叉（50>200）
in effect生效中
MACDMACD
above signal位于信号线上方
Timeframe alignment多周期共振
Daily日线
momentum up动能向上
3-day3日线
momentum up — fresh upturn动能向上——刚刚转强
Weekly周线
momentum down — turning up soon动能向下——接近转强
When daily through monthly point the same way, moves carry further.当日线到月线方向一致时，行情往往更有延续性。
Volatility regime波动状态
Range width percentile波幅宽度分位
89/100
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Ownership — full detail持仓 — 完整明细
Insiders & shorts内部人与空头
Insider net buying (6 months)内部人净买入（6个月）
-$0.1M
Insider buyers vs sellers内部人买家vs卖家
0 : 1
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。