Positive context积极背景
Stocks股票 / Financials / PFIS
Peoples Financial Services Corp · Financials
PFIS US listed · USD美股 · 美元
Financials
Russell 2000罗素2000
$72.94
Regular quote常规时段报价
-$1.75 · -2.34%
Extended quote unavailable. Showing the regular quote.盘前盘后报价暂不可用，现显示常规时段报价。
Pre-market盘前
·
52w low52周低 $43.46high高 $75.88
Extended — wait for a pullback过度拉伸 — 等待回撤
The low is already in and price has run. Wait for a pullback; hold if you're long.低点已经形成、价格已经拉升。等待回调再入场；若已持有可继续持有。
As of 2026-11-05截至 2026-11-05
Company news公司新闻
The latest reporting最新报道
One story, with the reporting behind it.将同一事件汇总，保留各来源报道。
Company intelligence公司情报
The latest call, in context把最新财报放回历史脉络
A synthesized event record across management commentary and recorded metrics. Read as context; verify exact wording in the transcript before relying.综合管理层表述与记录指标形成事件档案。仅供参考；使用前请在电话会原文中核对准确措辞。
Live company record实时公司记录
JavaScript loads the source-bounded event record here. Open Terminal if the live module does not start.JavaScript 会在此加载受来源约束的事件记录。如实时模块未启动，请打开终端。
Continue with full transcript history继续查看完整电话会历史 ↗Pressure context压力背景
History mode历史模式
Context only仅供参考 · not a signal or recommendation不构成信号或建议
Narrative claims may await line-level citation; verify in the transcript.叙述性内容可能仍待逐行引用，请在电话会原文中核对。
Price chart价格图表
daily · interactive日线 · 可交互
Open in Terminal打开终端 ↗
Loading chart…图表加载中…
The interactive chart could not load here.互动图表暂时无法在此加载。
Open the live chart in Terminal在终端中打开实时图表 ↗
Candles, volume and moving averages — pan and zoom inside the chart.蜡烛图、成交量与均线 — 图内可缩放拖动。
MMastermind Terminal — live & interactiveMastermind 终端 — 实时互动 ↗
Technicals技术面
daily bars日线数据 · 2026-11-05
Momentum (RSI 14)动量（RSI 14）
57
Neutral zone中性区域
vs 50-day average相对50日均线
+4.2% above上方
Uptrend intact趋势完好
vs 200-day average相对200日均线
+17.2% above上方
Long trend up长期向上
Volatility波动率
98th percentile第98百分位
These readings feed the stance at the top — one source per number, refreshed nightly.以上读数构成页首的引擎立场 — 每个数字只有一个来源，每晚更新。
Earnings财务业绩
Financials财务数据
fiscal years财年Earnings per share每股收益
$5.882025
20202025
5-yr growth5年复合增速 8.0%
Free cash flow自由现金流
$43.3M2025
20202025
Balance-sheet quality财务体质 3/5
Return on equity股本回报率 11%
Watch关注
Capital allocation资本配置
Stock-based comp股权薪酬$348.0K
Share count change (1y)股数变化（1年）+0.0%
Debt coming due到期债务
FY2025 10-KIn the 12-month bucket following fiscal period end 2025-12-31, it reported $51.6M due — about 38% of its disclosed principal.在财年期末 2025-12-31 之后12个月的区间内，已披露到期本金为 $51.6M，约占其披露本金的 38%。
All maturity buckets are measured from fiscal period end 2025-12-31, not from today.所有到期区间均从财年期末 2025-12-31 起算，而非从今天起算。
First 12 months after period end报告期末之后首12个月
$51.6M
Year 2第2年
$68.7M
Year 3第3年
$14.2M
Year 4第4年
not reported未披露
Year 5第5年
not reported未披露
After year 55年以后
not reported未披露
A cash-flow scenario is unavailable until the filing inputs are verified.报告数据核实前，现金流情景暂不可用。
Capital-need coverage is partial; incomplete or incompatible filing inputs are not combined.资本需求覆盖信息不完整；不会合并不完整或不兼容的报告数据。
Any available cash-flow scenario is context only. Missing or incompatible inputs are not replaced with zero or a financing forecast.可用现金流情景仅供参考；缺失或不兼容的输入不以零值或融资预测替代。
Sources and cash-flow calculation来源与现金流计算
Figures are XBRL facts from one filing — no two years are mixed. Filing数据取自同一份文件中的 XBRL 事实，不跨文件拼接。文件
0001104659-26-028106, period ending报告期截至 2025-12-31, unit单位 USD.
Cache acquired缓存获取时间: 2026-11-04T11:35:50.248983+00:00.
3/6 buckets reported.个区间有披露。
LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonthsLongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwoLongTermDebtMaturitiesRepaymentsOfPrincipalInYearThreeLongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour— period_mismatchLongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive— period_mismatchLongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive— period_mismatch
Research context only — reported figures from SEC filings, not a rating, a signal or investment advice.仅供研究参考 — 数据摘自 SEC 文件披露口径，不构成评级、信号或投资建议。
Why is it moving为何波动
6 checks · nightly六项检查 · 每晚
Positioning持仓
Quiet — no confirmed driver平静 — 无明确驱动
Technical技术面
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
Signal history信号历史
engine events引擎事件
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS. A daily bottoming setup did fire (swing low in, momentum turned up), but it's LATE — price is already extended above the cycle low (formed ~19 day(s) ago @ 67.25) and momentum is fading — the daily momentum is already rolling over. A momentum cross is a LAGGING confirmation: after a vertical run it only triggers once the move is mature, so the bottoming entry has already passed. This is a chase, not a fresh buy. Last cycle was left-translated (topped early) — a bearish structural tell止盈。日线筑底形态确实已经触发（摆动低点出现、动量转向上行），但为时已晚——价格已显著高于周期低点（约 19 天前形成 @ 67.25）且动量正在衰竭——日线动量已开始掉头向下。动量交叉属于滞后确认：在垂直拉升之后，只有当走势已经成熟时才会触发，因此筑底入场早已错过。这是追高，而非新的买入。 上一周期为左移结构（见顶偏早）——属于看空的结构性信号
Nov 6, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Nov 3, 2026
UNCONFIRMED TURN → NEARING A HIGH未确认转向 → 接近高点
TAKE PROFITS止盈
Nov 2, 2026
PFIS took relative-strength leadershipPFIS 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $74.92.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$74.92。
Nov 2, 2026
PFIS made a new 52-week highPFIS 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $74.92.价格创出52周新高 — 全市场关注的动量/趋势极值。$74.92。
Oct 30, 2026
UPTREND → UNCONFIRMED TURN上涨趋势 → 未确认转向
HIGH-RISK · NIMBLE ONLY高风险 · 仅限灵活操作
Oct 20, 2026
PFIS daily MACD crossed upPFIS 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $69.16.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$69.16。
Oct 9, 2026
NEARING A HIGH → DOWNTREND接近高点 → 下跌趋势
AVOID回避
Oct 9, 2026
PFIS printed a daily-cycle lowPFIS 打出日线周期低点
A confirmed local low — in this cycle framework the highest-odds long-entry window. $67.25.一个已确认的局部低点 — 在本周期框架中做多胜率最高的入场窗口。$67.25。
Oct 8, 2026
DOWNTREND → NEARING A HIGH下跌趋势 → 接近高点
TAKE PROFITS止盈
Showing the last 15 of显示最近15条，共 169 signals条信号
Company profile公司档案
The whole US universe — S&P 1500 and Russell 2000 — read nightly.覆盖标普1500与罗素2000全部成分股 — 每晚更新解读。
Signals, options positioning, smart-money moves and factor DNA — the same engine that wrote this page covers 2,700+ US stocks.信号、期权持仓、聪明钱动向与因子基因 — 撰写本页的引擎覆盖2700多只美股。
Statistics — full detail统计数据 — 完整明细
Price history价格历史
| Period周期 | This stock本股 | S&P 500标普500 |
|---|---|---|
| 1 Week近1周 | +2.1% | -4.7% |
| 1 Month近1月 | +5.3% | -5.9% |
| 3 Months近3月 | +4.2% | -5.0% |
| 6 Months近6月 | +24.2% | -0.1% |
| Year to date年初至今 | +54.7% | +8.1% |
| 1 Year近1年 | +63.0% | +9.3% |
Trading information交易信息
Volatility rank波动率分位
98th pctile
EPS (trailing)每股收益
$5.92
Off 52-week high距52周高点
-2.6%
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Financials — full detail财务数据 — 完整明细
Multi-year record多年财务记录
| 20202020 | 20212021 | 20222022 | 20232023 | 20242024 | 20252025 | |
|---|---|---|---|---|---|---|
| Revenue营业收入 | — | — | — | — | — | — |
| EPS每股收益 | $4.00 | $6.02 | $5.28 | $3.83 | $0.99 | $5.88 |
| Free cash flow自由现金流 | $35M | $36M | $35M | $27M | $31M | $43M |
| Gross margin毛利率 | — | — | — | — | — | — |
| Net margin净利率 | — | — | — | — | — | — |
| FCF margin自由现金流利润率 | — | — | — | — | — | — |
Latest fiscal year最近财年
Net income净利润
$59M
Operating cash flow经营现金流
$54M
Total assets总资产
$5.3B
Shareholder equity股东权益
$520M
Dividends paid股息支出
$25M
Shares outstanding总股本
0.01B
Returns & growth回报与增长
Return on equity股本回报率
11.4%
Return on assets资产回报率
1.1%
Profit growth利润增速
+596.5%
Asset growth资产增速
+3.5%
Accounting quality checks会计质量检查
- Earnings quality: accruals near the peer median盈利质量：应计利润接近同业中位
- Capital discipline: share count +38.5% over 6 years (dilution)资本纪律：股本 6 年增加 38.5%（稀释）
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Technicals — full detail技术面 — 完整明细
Indicator readings指标读数
RSI (14-day)RSI（14日）
57
RSI (2-day)RSI（2日）
39
vs 20-day average相对20日均线
+3.8%
vs 50-day average相对50日均线
+4.2%
vs 200-day average相对200日均线
+17.2%
Golden cross (50>200)金叉（50>200）
in effect生效中
MACDMACD
above signal位于信号线上方
Timeframe alignment多周期共振
Daily日线
momentum up动能向上
3-day3日线
momentum up — fresh upturn动能向上——刚刚转强
Weekly周线
momentum down — turning up soon动能向下——接近转强
When daily through monthly point the same way, moves carry further.当日线到月线方向一致时，行情往往更有延续性。
Volatility regime波动状态
Range state波幅状态
expanding — range opening up扩张中 — 波幅放大
Range width percentile波幅宽度分位
81/100
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。