Positive context积极背景
Stocks股票 / — / PRAA
PRA Group Inc · —
PRAA US listed · USD美股 · 美元
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia.PRA Group, Inc. 是一家公开交易的债务收购和催收公司，总部位于弗吉尼亚州诺福克。
—
Russell 2000罗素2000
Speculative / unprofitable投机／未盈利
$20.25
-$0.52 · -2.88%
52w low52周低 $10.06high高 $22.59
Lagging — relative weakness落后 — 相对弱势
Confirmed cycle low — the entry window is open now, with a clear exit if it closes back below 16.15.周期低点已确认——入场窗口现已开启，若收盘重新跌破 16.15 则明确离场。
Live实时
Company intelligence公司情报
The latest call, in context把最新财报放回历史脉络
A synthesized event record across management commentary and recorded metrics. Read as context; verify exact wording in the transcript before relying.综合管理层表述与记录指标形成事件档案。仅供参考；使用前请在电话会原文中核对准确措辞。
Live company record实时公司记录
JavaScript loads the source-bounded event record here. Open Terminal if the live module does not start.JavaScript 会在此加载受来源约束的事件记录。如实时模块未启动，请打开终端。
Continue with full transcript history继续查看完整电话会历史 ↗Pressure context压力背景
History mode历史模式
Context only仅供参考 · not a signal or recommendation不构成信号或建议
Narrative claims may await line-level citation; verify in the transcript.叙述性内容可能仍待逐行引用，请在电话会原文中核对。
Price chart价格图表
daily · interactive日线 · 可交互
Open in Terminal打开终端 ↗
Loading chart…图表加载中…
The interactive chart could not load here.互动图表暂时无法在此加载。
Open the live chart in Terminal在终端中打开实时图表 ↗
Candles, volume and moving averages — pan and zoom inside the chart.蜡烛图、成交量与均线 — 图内可缩放拖动。
MMastermind Terminal — live & interactiveMastermind 终端 — 实时互动 ↗
Technicals技术面
daily bars日线数据 · 2026-08-14
Momentum (RSI 14)动量（RSI 14）
65
Elevated偏高
vs 50-day average相对50日均线
+16.5% above上方
Uptrend intact趋势完好
vs 200-day average相对200日均线
+21.6% above上方
Long trend up长期向上
Volatility波动率
64th percentile第64百分位
These readings feed the stance at the top — one source per number, refreshed nightly.以上读数构成页首的引擎立场 — 每个数字只有一个来源，每晚更新。
Earnings财务业绩
Estimates being cut预期下调
Financials财务数据
fiscal years财年Revenue营业收入
$1.2B2025
20202025
5-yr growth5年复合增速 2.4%
Earnings per share每股收益
$-7.792025
20202025
Free cash flow自由现金流
-$90.4M2025
20202025
Operating margin营业利润率
-2.5%
Net margin净利率
-25.4%
FCF margin自由现金流利润率
-7.1%
Balance-sheet quality财务体质 3/6
Return on equity股本回报率 -31%
Watch关注
Capital allocation资本配置
Buybacks (TTM)回购（TTM）$20.0M
Stock-based comp股权薪酬$15.9M
Share count change (1y)股数变化（1年）-2.7%
Why is it moving为何波动
6 checks · nightly六项检查 · 每晚
Positioning持仓
Short interest changed -14.7%空头仓位变动 -14.7%
Technical技术面
UPTREND → BUY ZONE上涨趋势 → 买入区
Signal history信号历史
engine events引擎事件
UPTREND → BUY ZONE上涨趋势 → 买入区
BUY. A new cycle low likely formed 15 day(s) ago (2026-07-23 @ 16.15): swing low in, price back above the 10-day average — and the weekly timeframe agrees买入。新的周期低点可能已在 15 天前形成 （2026-07-23 @ 16.15）：摆动低点已现，价格重新站上 10 日均线——且周线周期也一致确认
Aug 7, 2026
UPTREND → BUY ZONE上涨趋势 → 买入区
BUY买入
Aug 7, 2026
PRAA weekly MACD crossed upPRAA 周线MACD上穿
The weekly MACD histogram turned positive — the slower, less-whippy momentum read.周线MACD柱状图转正 — 更慢、更少来回的动量信号。
Aug 7, 2026
PRAA daily MACD crossed upPRAA 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $19.79.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$19.79。
Jul 31, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 30, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 29, 2026
BUY ZONE → NEARING A HIGH买入区 → 接近高点
TAKE PROFITS止盈
Jul 28, 2026
UPTREND → BUY ZONE上涨趋势 → 买入区
BUY买入
Jul 27, 2026
BOTTOMING → UPTREND筑底中 → 上涨趋势
HOLD持有
Jul 27, 2026
PRAA StochRSI turned up from oversoldPRAA StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $17.91.StochRSI重回20上方 — 下行动量趋缓的最早预警。$17.91。
Jul 24, 2026
UNCONFIRMED TURN → BOTTOMING未确认转向 → 筑底中
BUY SETUP买入预备
Jul 24, 2026
PRAA reclaimed its 200-day averagePRAA 收复200日均线
Price closed back above the 200-day moving average — the classic bull dividing line. $16.98.收盘重回200日均线 — 经典的多头分界线。$16.98。
Jul 24, 2026
PRAA weekly MACD crossed downPRAA 周线MACD下穿
The weekly MACD histogram turned negative — the slower, less-whippy momentum read.周线MACD柱状图转负 — 更慢、更少来回的动量信号。
Showing the last 15 of显示最近15条，共 154 signals条信号
Company profile公司档案
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia.PRA Group, Inc. 是一家公开交易的债务收购和催收公司，总部位于弗吉尼亚州诺福克。
Style DNA — how it trades vs the market风格基因 — 相对市场的交易特征
Quality质量
Below market低于市场
Investment资本投入
Below market低于市场
Low volatility低波动
Below market低于市场
Low market beta低市场敏感度
Below market低于市场
Earnings quality盈利质量
Below market低于市场
Short interest空头兴趣
Below market低于市场
Watch items — what could change the story关注项 — 可能改变故事的因素
- Capital intensity rising
The whole US universe — S&P 1500 and Russell 2000 — read nightly.覆盖标普1500与罗素2000全部成分股 — 每晚更新解读。
Signals, options positioning, smart-money moves and factor DNA — the same engine that wrote this page covers 2,700+ US stocks.信号、期权持仓、聪明钱动向与因子基因 — 撰写本页的引擎覆盖2700多只美股。
Statistics — full detail统计数据 — 完整明细
Price history价格历史
| Period周期 | This stock本股 | S&P 500标普500 |
|---|---|---|
| 1 Week近1周 | -8.5% | +-0.0% |
| 1 Month近1月 | +15.2% | +1.1% |
| 3 Months近3月 | -8.8% | +9.6% |
| 6 Months近6月 | -0.2% | +7.7% |
| Year to date年初至今 | +0.2% | +9.4% |
| 1 Year近1年 | +10.8% | +21.2% |
Trading information交易信息
Beta vs market贝塔
0.79
Volatility rank波动率分位
64th pctile
Short interest空头占比
2.1% of float
EPS (trailing)每股收益
$-7.93
Off 52-week high距52周高点
-8.9%
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Financials — full detail财务数据 — 完整明细
Multi-year record多年财务记录
| 20202020 | 20212021 | 20222022 | 20232023 | 20242024 | 20252025 | |
|---|---|---|---|---|---|---|
| Revenue营业收入 | $1.1B | $1.1B | $967M | $803M | $1.1B | $1.2B |
| EPS每股收益 | $3.26 | $4.04 | $2.94 | $-2.13 | $1.79 | $-7.79 |
| Free cash flow自由现金流 | $124M | $74M | $8M | $-100M | $-99M | $-90M |
| Gross margin毛利率 | — | — | — | — | — | — |
| Net margin净利率 | 14.0% | 16.7% | 12.1% | -10.4% | 6.3% | -25.4% |
| FCF margin自由现金流利润率 | 11.7% | 6.7% | 0.9% | -12.5% | -8.9% | -7.5% |
Latest fiscal year最近财年
Revenue (FY)营业收入（财年）
$1.2B
Net income净利润
$-305M
Operating cash flow经营现金流
$-86M
Total assets总资产
$5.1B
Shareholder equity股东权益
$980M
Buybacks股票回购
$20M
Shares outstanding总股本
0.04B
Returns & growth回报与增长
Return on equity股本回报率
-31.1%
Return on assets资产回报率
-6.0%
Profit growth利润增速
-529.6%
Asset growth资产增速
+3.5%
Accounting quality checks会计质量检查
- Earnings quality: earnings cash-backed盈利质量：盈利有现金支撑
- Capital discipline: investment near the peer median资本纪律：投资力度接近同业中位
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Technicals — full detail技术面 — 完整明细
Indicator readings指标读数
RSI (14-day)RSI（14日）
65
RSI (2-day)RSI（2日）
88
vs 20-day average相对20日均线
+12.8%
vs 50-day average相对50日均线
+16.5%
vs 200-day average相对200日均线
+21.6%
Golden cross (50>200)金叉（50>200）
in effect生效中
MACDMACD
above signal位于信号线上方
Timeframe alignment多周期共振
Daily日线
momentum up动能向上
3-day3日线
momentum up动能向上
Weekly周线
momentum up — fresh upturn动能向上——刚刚转强
When daily through monthly point the same way, moves carry further.当日线到月线方向一致时，行情往往更有延续性。
Volatility regime波动状态
Range width percentile波幅宽度分位
56/100
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Earnings — full detail财务业绩 — 完整明细
Estimate revisions预期修正
Analysts covering覆盖分析师
1
Estimate direction预期调整方向
mostly cutting多数下调
Net upgrades, 30 days净上调（30天）
-1
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Ownership — full detail持仓 — 完整明细
Insiders & shorts内部人与空头
Short interest空头占流通盘
2.1%
Days to cover回补天数
2.4
Short interest change空头变化
-14.7%
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Seasonality — full detail季节性 — 完整明细
Strongest month最强月份
Nov · 100%
Weakest month最弱月份
May · 0%
Month by month逐月统计
| Month月份 | Closed higher收涨占比 | Median move中位涨跌 | Years年数 |
|---|---|---|---|
| Jan1月 | 33% | -13.0% | 3 |
| Feb2月 | 67% | +13.6% | 3 |
| Mar3月 | 67% | +2.6% | 3 |
| Apr4月 | 33% | -8.1% | 3 |
| May5月 | 0% | -18.7% | 3 |
| Jun6月 | 67% | +4.3% | 3 |
| Jul7月 | 75% | +6.2% | 4 |
| Aug8月 | 33% | -11.4% | 3 |
| Sep9月 | 0% | -3.2% | 3 |
| Oct10月 | 0% | -11.2% | 3 |
| Nov11月 | 100% | +18.6% | 3 |
| Dec12月 | 67% | +9.2% | 3 |
History is a tendency, not a promise — small samples wobble.历史规律只是倾向而非保证 — 样本少时波动大。
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。