Positive context积极背景
Stocks股票 / Financials / PRAA
PRA Group Inc · Financials
PRAA US listed · USD美股 · 美元
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia.PRA Group, Inc. 是一家公开交易的债务收购和催收公司，总部位于弗吉尼亚州诺福克。
Financials
Russell 2000罗素2000
Speculative / unprofitable投机／未盈利
$20.65
-$0.52 · -2.88%
52w low52周低 $10.06high高 $22.59
Lagging — relative weakness落后 — 相对弱势
The daily turn is already in — a low formed ~17 days ago at $18.34 and price is back above the 10-day average. What's missing is the weekly timeframe…日线转向已经完成——低点于约 17 天前形成，价位18.34，且价格已重新站上 10 日均线。尚缺的是周线周期的确认，因此这是当下可用的部分信心入场，而非待触发信号：可在此建半仓，或等待周线转向。
As of 2026-09-28截至 2026-09-28
Company intelligence公司情报
The latest call, in context把最新财报放回历史脉络
A synthesized event record across management commentary and recorded metrics. Read as context; verify exact wording in the transcript before relying.综合管理层表述与记录指标形成事件档案。仅供参考；使用前请在电话会原文中核对准确措辞。
Live company record实时公司记录
JavaScript loads the source-bounded event record here. Open Terminal if the live module does not start.JavaScript 会在此加载受来源约束的事件记录。如实时模块未启动，请打开终端。
Continue with full transcript history继续查看完整电话会历史 ↗Pressure context压力背景
History mode历史模式
Context only仅供参考 · not a signal or recommendation不构成信号或建议
Narrative claims may await line-level citation; verify in the transcript.叙述性内容可能仍待逐行引用，请在电话会原文中核对。
Price chart价格图表
daily · interactive日线 · 可交互
Open in Terminal打开终端 ↗
Loading chart…图表加载中…
The interactive chart could not load here.互动图表暂时无法在此加载。
Open the live chart in Terminal在终端中打开实时图表 ↗
Candles, volume and moving averages — pan and zoom inside the chart.蜡烛图、成交量与均线 — 图内可缩放拖动。
MMastermind Terminal — live & interactiveMastermind 终端 — 实时互动 ↗
Technicals技术面
daily bars日线数据 · 2026-09-28
Momentum (RSI 14)动量（RSI 14）
61
Elevated偏高
vs 50-day average相对50日均线
+9.0% above上方
Uptrend intact趋势完好
vs 200-day average相对200日均线
+19.5% above上方
Long trend up长期向上
Volatility波动率
3th percentile第3百分位
These readings feed the stance at the top — one source per number, refreshed nightly.以上读数构成页首的引擎立场 — 每个数字只有一个来源，每晚更新。
Earnings财务业绩
Estimates being cut预期下调
Financials财务数据
fiscal years财年Revenue营业收入
$1.2B2025
20202025
5-yr growth5年复合增速 2.4%
Earnings per share每股收益
$-7.792025
20202025
Free cash flow自由现金流
-$90.4M2025
20202025
Operating margin营业利润率
-2.5%
Net margin净利率
-25.4%
FCF margin自由现金流利润率
-7.1%
Balance-sheet quality财务体质 3/6
Return on equity股本回报率 -31%
Watch关注
Capital allocation资本配置
Buybacks (TTM)回购（TTM）$20.0M
Stock-based comp股权薪酬$15.9M
Share count change (1y)股数变化（1年）-2.7%
Debt coming due到期债务
SEC filingsSEC 文件Debt schedule not loaded yet.到期债务尚未加载。
This panel is still catching up to the SEC filings for this listing. Check back soon — nothing is being estimated in its place.本面板仍在同步该证券的 SEC 文件，请稍后再查看；此处不作任何估算替代。
A cash-flow scenario is unavailable until the filing inputs are verified.报告数据核实前，现金流情景暂不可用。
Capital-need coverage is not available for this issuer yet.该发行人的资本需求覆盖信息暂不可用。
Reported facts remain separate from the cash-flow scenario until identity and filing provenance are confirmed.在确认身份与报告来源之前，已披露事实与现金流情景保持分离。
Research context only — reported figures from SEC filings, not a rating, a signal or investment advice.仅供研究参考 — 数据摘自 SEC 文件披露口径，不构成评级、信号或投资建议。
Why is it moving为何波动
6 checks · nightly六项检查 · 每晚
Positioning持仓
Short interest changed +11.8%空头仓位变动 +11.8%
Technical技术面
UPTREND → NEARING A HIGH上涨趋势 → 接近高点
Signal history信号历史
engine events引擎事件
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP. A new cycle low likely formed 17 day(s) ago (2026-09-01 @ 18.34): swing low in, price back above the 10-day average — but the weekly timeframe hasn't turned yet, so conviction is partial买入预备。新的周期低点可能已在 17 天前形成 （2026-09-01 @ 18.34）：摆动低点已现，价格重新站上 10 日均线——但周线周期尚未转向，因此信心仅为部分
Sep 24, 2026
UPTREND → NEARING A HIGH上涨趋势 → 接近高点
TAKE PROFITS止盈
Sep 21, 2026
BOTTOMING → UPTREND筑底中 → 上涨趋势
HOLD持有
Sep 16, 2026
PRAA took relative-strength leadershipPRAA 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $20.07.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$20.07。
Sep 16, 2026
PRAA daily MACD crossed upPRAA 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $20.07.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$20.07。
Sep 14, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Sep 11, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Sep 4, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Sep 4, 2026
PRAA StochRSI turned up from oversoldPRAA StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $19.02.StochRSI重回20上方 — 下行动量趋缓的最早预警。$19.02。
Sep 1, 2026
PRAA printed a daily-cycle lowPRAA 打出日线周期低点
A confirmed local low — in this cycle framework the highest-odds long-entry window. $18.34.一个已确认的局部低点 — 在本周期框架中做多胜率最高的入场窗口。$18.34。
Showing the last 15 of显示最近15条，共 161 signals条信号
Company profile公司档案
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia.PRA Group, Inc. 是一家公开交易的债务收购和催收公司，总部位于弗吉尼亚州诺福克。
Style DNA — how it trades vs the market风格基因 — 相对市场的交易特征
Quality质量
Below market低于市场
Investment资本投入
Below market低于市场
Low volatility低波动
Below market低于市场
Low market beta低市场敏感度
Below market低于市场
Earnings quality盈利质量
Below market低于市场
Short interest空头兴趣
Below market低于市场
Watch items — what could change the story关注项 — 可能改变故事的因素
- Capital intensity rising
The whole US universe — S&P 1500 and Russell 2000 — read nightly.覆盖标普1500与罗素2000全部成分股 — 每晚更新解读。
Signals, options positioning, smart-money moves and factor DNA — the same engine that wrote this page covers 2,700+ US stocks.信号、期权持仓、聪明钱动向与因子基因 — 撰写本页的引擎覆盖2700多只美股。
Statistics — full detail统计数据 — 完整明细
Price history价格历史
| Period周期 | This stock本股 | S&P 500标普500 |
|---|---|---|
| 1 Week近1周 | -8.5% | +-0.0% |
| 1 Month近1月 | +15.2% | +1.1% |
| 3 Months近3月 | -8.8% | +9.9% |
| 6 Months近6月 | -0.2% | +8.0% |
| Year to date年初至今 | +0.2% | +9.7% |
| 1 Year近1年 | +10.8% | +21.5% |
Trading information交易信息
Beta vs market贝塔
0.75
Volatility rank波动率分位
3th pctile
Short interest空头占比
2.8% of float
EPS (trailing)每股收益
$-7.93
Off 52-week high距52周高点
-7.1%
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Financials — full detail财务数据 — 完整明细
Multi-year record多年财务记录
| 20202020 | 20212021 | 20222022 | 20232023 | 20242024 | 20252025 | |
|---|---|---|---|---|---|---|
| Revenue营业收入 | $1.1B | $1.1B | $967M | $803M | $1.1B | $1.2B |
| EPS每股收益 | $3.26 | $4.04 | $2.94 | $-2.13 | $1.79 | $-7.79 |
| Free cash flow自由现金流 | $124M | $74M | $8M | $-100M | $-99M | $-90M |
| Gross margin毛利率 | — | — | — | — | — | — |
| Net margin净利率 | 14.0% | 16.7% | 12.1% | -10.4% | 6.3% | -25.4% |
| FCF margin自由现金流利润率 | 11.7% | 6.7% | 0.9% | -12.5% | -8.9% | -7.5% |
Latest fiscal year最近财年
Revenue (FY)营业收入（财年）
$1.2B
Net income净利润
$-305M
Operating cash flow经营现金流
$-86M
Total assets总资产
$5.1B
Shareholder equity股东权益
$980M
Buybacks股票回购
$20M
Shares outstanding总股本
0.04B
Returns & growth回报与增长
Return on equity股本回报率
-31.1%
Return on assets资产回报率
-6.0%
Profit growth利润增速
-529.6%
Asset growth资产增速
+3.5%
Accounting quality checks会计质量检查
- Earnings quality: earnings cash-backed盈利质量：盈利有现金支撑
- Capital discipline: investment near the peer median资本纪律：投资力度接近同业中位
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Technicals — full detail技术面 — 完整明细
Indicator readings指标读数
RSI (14-day)RSI（14日）
61
RSI (2-day)RSI（2日）
78
vs 20-day average相对20日均线
+5.5%
vs 50-day average相对50日均线
+9.0%
vs 200-day average相对200日均线
+19.5%
Golden cross (50>200)金叉（50>200）
in effect生效中
MACDMACD
above signal位于信号线上方
Timeframe alignment多周期共振
Daily日线
momentum up动能向上
3-day3日线
momentum up动能向上
Weekly周线
momentum up动能向上
When daily through monthly point the same way, moves carry further.当日线到月线方向一致时，行情往往更有延续性。
Volatility regime波动状态
Range width percentile波幅宽度分位
37/100
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Earnings — full detail财务业绩 — 完整明细
Estimate revisions预期修正
Analysts covering覆盖分析师
1
Estimate direction预期调整方向
mostly cutting多数下调
Net upgrades, 30 days净上调（30天）
-1
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。
Ownership — full detail持仓 — 完整明细
Insiders & shorts内部人与空头
Short interest空头占流通盘
2.8%
Days to cover回补天数
3.1
Short interest change空头变化
+11.8%
Research context only — refreshed nightly. Not investment advice.仅供研究参考 — 每晚更新，不构成投资建议。